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Is it really possible to improve your credit score within 7 days or even 30 days like a lot of websites claim?
Wiki User
∙ 12y ago
I originally had 6 charge offs on my credit report. Paid four of them off and got one of the creditors to delete one from my credit file. Before doing that my score was a 571, 537 and a 615. Now, I know that when applying for a mortgage they use the # in the middle which would be the 571. My goal is simply to make it to 580 by December I paid everything up in late Oct. and was on all the creditors to makesure they reported to the credits buerues. Do you think it's possible to make my goal by then?
Wiki User
∙ 12y ago
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Can getting a credit card improve credit score after bankruptcy?
Yes, if you use it properly. Just getting one and doing nothing doesn't really help.
Is 632 a good credit score?
Not really. You are below average, but not horrible. The low 700s are average. Improve your score by lowering credit balances, paying bills on time and diversifying your credit portfolio.
List and explain the advantages and disadvantages of buying on credit?
I am not really into that stuff but if you go to other websites you will probably find it
Where can I see credit card offers?
You can usually see credit on their websites. Offers tend to cost money however, so I'd be careful about which ones you get. I really hope this helps!
Is it bad for your credit to have too many credit cards even if they are paid off in full every month?
yes, it is bad to have to many credit cards because it shows that you are able to spend this at any time you should keep 2 cards with the longest good credit history and cancel the rest. also to improve your credit history more spend $100 dollars and make monthly min. payments to show that you can pay off something and your credit score will really improve.
If you applied for additional credit cards because you were advised that to improve your credit you needed at least two new charges can you have a note stating this placed on your credit report?
Generally speaking, you only make notations on credit reports to explain extenuating reason for baad credit or reasons for dispute. The credit bureaus don't really care why you applied for a credit card in the first place.
Which websites will really give me 3 free credit bureau reports?
You can get free reports from all three major credit bureaus from www.annualcreditreport.com. You can only do this once per year. After that, if you desire another report, you will have to purchase it.
Where can I apply online to get a business credit card?
Well, I would recommend applying for business credit cards online with Visa or MasterCard because they have really low interest rates. But they also offer an option where you can apply for their business credit cards online on their official websites.
Can a company check your age when buying something off the internet with a credit card?
It wouldn't really be possible for them to do so, even if they wanted.
What is the spending limit on a Sears credit card?
I've read on line that you can get a limit of $12,000 for your Sears credit card. I really don't know if that is actually possible, to have that big of a limit on a card like that.
Can credit companys really help fix your credit?
If you're thinking a credit company can remove bad credit from you credit bureau, they can't. What a credit company can do is to help you improve your credit by helping you budget, plan bill payment and help you reduce your debt so that you can manage your debt better.
Is 650 a good credit score?
Depending on the scoring system used, that score may be considered low to average, but not really a great score. You should take steps to improve it.
