1. Be sure your computer is free of viruses or other malicious items.
2. Be sure yourbrowser is secure.
3. Check for a padlock in the url of the site you are shopping on. If it is not present, do not enter your credit card information.
The advantage of online banking and use credit cards is to enable people to do business and make purchases online. You can pay your credit card bill online and you will not be charged with a fee for the payment you made. Check your credit card company how to create a checking account for online payment of your credit card.
It should be safe on a secure site, but it is always best to use a credit card. If there are any fraudulent charges you can dispute them and get them reversed. With a debit card you are on your own, and once they have your information they can wipe out your checking account. I had $2500 in fraudulent credit card charges reversed in Jamaica a couple years ago. I would have been in big trouble if they got my debit card info.
iPhone credit card terminals use encrypted data to mask the card information in the same way that online credit card processors do. Since iPhone terminals have become more popular in past years with small or home businesses, Banks and Credit Card Processing Services have worked towards making the encryption even more complicated.
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