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Is it true collection debts erase from your credit report after 7 years?
Wiki User
∙ 13y ago
Yes, however, bankruptcy can remain on the report longer.
Wiki User
∙ 13y ago
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How do you erase credit pulls?
If the credit pulls were not authorized, write a letter to each of the bureaus that are reporting the inquiries, and let them know that they were not authorized. Legally, they should remove this information from your credit report if it is inaccurately reporting. If you did authorize the credit pulls, then this information will likely stay on your credit report for 1-3 years.
When a discrepancy is entered in error who can change or erase the discrepancy?
nobody
How do you clear the audit trail on an SKL without going to comsec?
The answer is, you don't. If you don't have the SSO account password for the SKL, you can't erase the audit trail. Even battery power loss or zeroizing will not erase the audit trail.
Can a person use your grandmother on your tax return?
I wonder in what way grandmothers can get used on tax returns. The only way I can think of is to use them as rubbers to erase some mistakes you've made in pencil.
Can you help delete my Facebook account?
Hi. Okay, here's how you delete your Facebook account. If you don't think you'll want to use Facebook again, you can request an admin to delete it for you. But if you just want to delete it, try the Deactivate button. It should erase all of your profiles and progress on Facebook.
How to Erase foreclosure off credit report?
wait 7 years
Where can someone erase credit card debt without going into bankruptcy?
There is no legal way to erase credit card debt without filing for bankruptcy. If this was possible, then the inventor would be extremely rich, and no-one would have any debts.
If you file bankruptcy will it also erase a vehicle repossession on another person's credit report?
It doesn't erase anything on your own credit report....just adds to it, why would it change someone elses? It adds that you are a bankrupt as well as having missed payments and had a repossession. A credit report simply reports what happened in the past....what ever you do now does not change it...you live with the history you created.
How to "Fix" Your Credit by Yourself Check Your Credit Report · Improve Your Payment History · Know Your Credit Utilization Ratio?
To improve your credit by yourself, start by checking your credit report for errors and inaccuracies. Next, focus on improving your payment history by making timely payments on your debts. Additionally, keep your credit utilization ratio low by not using all of your available credit. This can help demonstrate responsible credit management to lenders.
How do you erase credit pulls?
If the credit pulls were not authorized, write a letter to each of the bureaus that are reporting the inquiries, and let them know that they were not authorized. Legally, they should remove this information from your credit report if it is inaccurately reporting. If you did authorize the credit pulls, then this information will likely stay on your credit report for 1-3 years.
Can you put an eviction in a bankruptcy?
No. Bankruptcy doesn't erase anything from your credit. In fact, it adds a very, very, bad thing to it.
Can you get charge offs removed from your credit report?
A charge-off is a tax technicality that gives the creditor a tax deduction and you a taxable cash event. It does not "erase" the debt. You still owe it. It will stay on your credit report for 7 years. If it stays on after that period, file a complaint to the credit reporting agency that is keeping it on.
How can you erase a repossession from credit report?
It can not be erased. If it has been paid, it will come off your credit in 7 - 10 years. If you still owe money on it and they report monthly that you owe an amount, it can stay indefinitely. If you owe money, but they are not reporting it monthly to the credit agencies, it i will come off in the 7 - 10 years.
How can i get around bad credit?
I myself had bad credit for many years.I pulled report.I payed one by one off.I advised them once I payed off the bill to erase it from my credit report. It takes some serious time to get a great score. Casey Mahoney brad P
If a doctor bill was being paid to a collection agency but they filed a judgment anyway can you get rid of the judgment on your credit report?
A judgment will stay on your credit report for at least seven years. Only time will remove this. Just adding to the answer given. There is one way to have a judgement removed from your credit report. Although this is not a guarantee, you do have a right to contact the creditor to work out a deal to have the judgement removed. When you do this offering to pay the debt in full or make installments can be helpful. Only agree to do this when the creditor has made an agreement to erase the judgment off of your record. This must be in writing. If this does not work the use of a qualified attorney can help to make this happen. Creditors have the power to have judgements removed. Some will be happy to work with you and some will refuse even when offering to pay the balance.
How can you erase a foreclosure before 7 years?
You can't "erase" something off of your credit report. The best solution to not go into foreclosure. There are actually companies that will work with you for free to buy your mortgage away from your mortgage company and avoid your foreclosure. I would advise looking into this first. Try http://www.speedyrealestate.info. Good luck!
What did hamilton propose to help erase the nation's debt?
Alexander Hamilton drafted his First Report on the Public Credit to outline a plan for eliminating the national debt. He did this at the request of Congress in order to pay of the debt and establish national credit.
