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Is it wise to turn over uninsured motorist insurance to a child hurt in the same wreck as you or keep it?
Wiki User
∙ 11y ago
I don't understand the question. You have no option to keep or give away coverages. This applies to uninsured motorist as well as any other coverage. Generally UM coverage is split limits and specify a limit per person and a limit per accident for bodily interest and another section that pays for physical damage for the vehicle. The claims adjustor will pay out the claims as they come in up to the limits on the policy.
Wiki User
∙ 11y ago
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What is uninsured insurance?
In auto insurance, 'uninsured insurance' refers to a type of coverage for accidents caused by a motorist without insurance or hit-and-run accidents in which the driver who caused the wreck cannot be identified. In other words, your insurance may cover the cost of damage to your car, medical expenses, and other expenses. http://www.superpages.com/supertips/what-is-uninsured-or-underinsured-motorist-coverage.html
How can you get money after a car wreck without insurance?
Who is it that doesn't have insurance (your, or the 'other' person)? If you don't have insurance and are at fault there is no way you can receive any money for the car. If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
Uninsured child borrows parents car that is insured and child has a wreck does insurance company have to pay out?
As long as he had permission, then yes. If you are going to try to claim that he/she didn't have permission, that's a whole other story.
What happens when an uninsured driver borrows a friend's uninsured car and gets into a wreck?
Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges
What legal procedure do you need to go through if you have been involved in a car wreck with an uninsured motorist?
File with your insurance company first off, if you do not have collision coverage, then you may need to file a state report, get a judgment etc. If you would like to give me more details I could be of greater assistance to you.
If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver
If your teenager has a wreck how will it affect your insurance?
Depending who is at fault your rates may go up or not. So if your child was not at fault then your insurance will stay the same. If they are then the insurance goes up.
How much would insurance be for a 20 year old male driving a Porsche boxster?
I am a 22 year old male with a 2002 Boxster S. Currently my insurance, in SC with one previous wreck about three years ago and no speeding tickets, with AllState is around $750 a year with the maximum about of coverage for collision, bodily harm, and uninsured/underinsured motorist. Too many variables in rates, you will need to contact an agent for a quote, but I would guess, pretty high.
Am I covered by Auto Liability Insurance if the wreck occurred while I was uninsured?
WebMD is a great resource for all things medical. Using this site will give you information about the food doctor diet, helping to determine if it is right for you.
Who pays if you wreck your car?
If you wreck your car, then it is usually the insurance that pays for you ;)
What happens if an uninsured driver gets in a wreck with another car?
Vehicle insurance is compulsory in the United States and Canada. One can face a fine in addition to other punishment in addition to being open to a direct lawsuit by the other driver. Depending on the severity of the wreck, it may cost a whole lot of money.
Will an unisured driver get a ticket if they are in a wreck?
You will be cited by the police. The amount of the citation varies from state to state.If you are at fault for the accident, the other person's insurance company will come after you for reimbursement for what they paid out. If the other party is injured, they will use their Uninsured Motorist Coverage. The insurance company will seek reimbursement from you for the injuries as well.If you are not at fault, you could still file a claim against the other party's insurance. In some states however, there is a No Pay, No Play statute. This allows you to recover for your economic damages only. You could not file a claim for Bodily Injury. When you DO decide to get insurance your rates will be higher due to the accident even if you weren't at fault.
