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It is not worth it. Once you file a claim, your insurance premiums will increase for a couple of years. You should talk to your agent to see how long premiums will increase for and how much your increase will be. I would not file an insurance claim to get back $300. If it was over $1000, it might be worth it.

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โˆ™ 2006-04-02 16:57:38
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Q: Is it worth filing a claim if the total bill is only 300 above your deductible?
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What does it mean when the insurance company makes full payment minus patient deductible?

Patient deductible means the expenses incurred by the patient party are inadmissble as per policy and hence deducted from the total claim amount at the time of settlement of claim. These may include room rent over and above the admissible rent, service tax, aya charges,refreshment to patients' attendants etc.


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