Yes they can, but all you have to do is call the credit card company with the Acc't # to find out what the balance is and they will even send you out a copy of the previous statement. If the bank account is in both your names then phone the bank to find out what the balance is and have them send you a recent statement of expenditures.
This is a hard question to answer. It is better to not try and guess if she is or isn't cheating. If you suspect she is cheating perhaps you should ask her about it. She can hide bank accounts from you if it is only in her name. If it is a joint account and your name is on the account you have a right to be able to view the account details.
If a spouse wants clues to check them out financially checking credit cards to see if the cheating spouse is staying in motels or hotels; check phone records; bank statements or how much money the cheating spouse is taking out of the bank from a joint account.
The estate of the spouse is responsible. IF both are on the same checking account then the FULL amount of that checking account can be considered the spouses estate too. Even if the account is closed just prior or just after death, then the amount in the account months prior is still considered a portion of the estate.
NO THEY CAN NOT THEIR NAME HAS TO BE ON IT
yes
No. it is not mandatory to have a joint account with your spouse. If you feel, you no longer wish to have your spouse in your joint account, you can let them know and then contact the bank to remove their name from the accounts joint holders list.
She needs to get a checking account in her own name, which means that you both will need to put money into the joint account until it is at least a zero. If you stiff the bank, then it will not be possible for either of you to get a checking account anywhere until you pay the amount owed. As they say, "you don't want to go there."
* You can either phone the hotel and see if they still have a record of your spouse staying there or check your spouse's old credit card statements and telephone statements in case your spouse made the reservations over the phone.
Would i have to pay for my spouse's credit bills in the state of Michigan if he died
If the spouses name isn't on the account, it's illegal. If the spouse signed your name, it's forgery.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.
If you have his permission yes.