No. your nanny is not a named insured on your home insurance policy.
Don't you think you should look at your policy?=In general HELL NO THEY ARE NOT COVERED=
home owners always need to pay their water policy.
Generally when a covered loss occurs
You'll have to read your policy to determine what is covered.
its a gray area in the policy - but property of others would be covered at your request
It should. You should request a policy review with your agent. It has to be stated in the policy what is and is not covered. <><><> DO review your policy with your agent. Sewer Backup is typically EXCLUDED from most homeowner's insurance. It CAN be added to a homeowner's policy. Have you read your policy?
The theft of the auto itself would be covered by your auto policy. Damage to your structure caused by burglars would be covered by your homeowner's policy.
That depends on your homeowner's policy. You would have to talk to your insurance agent.
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
Not all homeowner policies cover against theft. The most basic homeowner policy will only cover against fire, wind and hail. If your Home Insurance Policy includes burglary then you should have no problem with coverage up to the specified limits. If the theft was by a household member then it is most likely not covered.
It actually depends on the homeowner's policy. It covers the fire wall and lightnings. Insurance doe not provide full coverage for homeowner's maintenance and updates.
Yes. Normally up to 10% of coverage c (Contents) are covered off premises.