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What else can I help you with?
Sewer line replacement covered under a homeowner policy?
Don't you think you should look at your policy?=In general HELL NO THEY ARE NOT COVERED=
Is water damage covered by a homeowner's policy?
home owners always need to pay their water policy.
When would a homeowner policy be most useful?
Generally when a covered loss occurs
Will homeowner's insurance cover my stolen ATV?
You'll have to read your policy to determine what is covered.
Is your girlfriends property covered under your homeowner insurance?
its a gray area in the policy - but property of others would be covered at your request
Does homeowners insurance cover a sewer backup?
It should. You should request a policy review with your agent. It has to be stated in the policy what is and is not covered. <><><> DO review your policy with your agent. Sewer Backup is typically EXCLUDED from most homeowner's insurance. It CAN be added to a homeowner's policy. Have you read your policy?
Is theft from auto in garage an auto or homeowners claim?
The theft of the auto itself would be covered by your auto policy. Damage to your structure caused by burglars would be covered by your homeowner's policy.
Is frost damage to your driveway covered by insurance?
That depends on your homeowner's policy. You would have to talk to your insurance agent.
Is a paid nanny who lives in the house considered an employee of homeowner?
Yes, a paid nanny who lives in the homeowner's house is generally considered an employee of the homeowner. This classification typically applies because the homeowner controls the nanny's work schedule, duties, and environment. Additionally, the homeowner is usually responsible for withholding taxes and providing benefits, further reinforcing the employer-employee relationship.
Insurance company says off-road motorcycles are not covered for theft under a homeowner's policy are they wrong?
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
Does homeowner policy protect against theft?
Not all homeowner policies cover against theft. The most basic homeowner policy will only cover against fire, wind and hail. If your Home Insurance Policy includes burglary then you should have no problem with coverage up to the specified limits. If the theft was by a household member then it is most likely not covered.
How is central heating covered by your insurance company?
It actually depends on the homeowner's policy. It covers the fire wall and lightnings. Insurance doe not provide full coverage for homeowner's maintenance and updates.
