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Social Security benefits are paid in arrears. That is, benefits are paid on the 1st of the month AFTER the beneficiary has earned them by living the previous month. The requirement is a person must live the entire month to earn the benefit. For instance, if one dies during the month of September - even September 30th - then no benefit should be paid on October 1st.

If a beneficiary dies, you should notify the Social Security Administration immediately, as well as any other federal retirement office which pays retirement annuities. If a check is sent, don't cash it but return it. If money is directly deposited in the bank, don't spend it as it will be transferred back to the government.

You should first call (800) 772-1213 and speak with a Social Security agent for more information.

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Q: Is the monthly social security check prorated if they die in middle of month?
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