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In NY CA MN Yes The insurance will cover in all the other states

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Q: Is the taxi cab company liable for damages if the driver of the taxi ran a red light and the passanger went to the hospital?
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Can an insurance company get money from an uninsured driver who was at fault?

They can pursue him civilly, and the not at fault driver can also sue for damages.


Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?

They can, but you can sue the other driver for damages.


Who is liable for damages above the maximum limit on your policy when you are not the driver?

The driver of the vehicle would be considered as secondary. Say you own a car, and are insured with company X. You let a friend borrow your car, and they have insurance with company Y. If there is an accident that exceeds the limits of the policy for company X, then company Y would pay up to their policy limit to cover the remainder of the balance for damages. If the driver does not have their own insurance, then potentially both the driver and the vehicle owner could be sued and be responsible for damages.


If you hit an unlicensed driver will your insurance pay for damages to his car?

This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.


What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).


I was in an accident 12/22/09, my car was a total loss. I went to the emergency room with minor injuries. The driver at fault does not have insur,my insur company has pd off my car and will pay my hospital bills.Can I sue the other driver for damages?

The insurance company would have to use as they were the ones that paid anything, unless you can claim money lost from loss of work.


Can the passanger in a vehicle along with the driver get a dwi?

If they're a licensed driver supervising a learner's permit driver, yes.


Will the insurance company pay for the damages caused by their driver if the injured victim is driving unlicensed and the car has been totaled?

Let's see if I can follow this. Insurance company A is at fault because of actions caused by driver A. Driver B who is not at fault is injured, but is unlicensed, and Auto B has been totalled. Insurance company A is going to have to pay damages to Driver B for property damage as well as for injuries because Driver A is deemed at fault. The fact that Driver B is unlicensed is a non-moving violation and Driver B will have to pay a substantial fines for these issues.


Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?

The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.


When a crash results in property damages of any amount who must the driver notify?

The owner of the property (if he can), the police and his insurance company.


Can a fully insured driver drive an uninsured car?

It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.


What does excluded driver mean on policy?

One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.