In the UK it is the driver that needs insurance rather than the vehicle.
A prospective driver can get short term insurance, with cover ranging from one day upwards, usually from specialist short term insurance providers.
A variety of insurances are available ranging from 3rd party only (only covering the value of damage you may cause to other peoples vehicles) to fully comprehensive (covering everything from vandalism to a full 'right-off' of your own vehicle) - Always check what's covered before buy any insurance.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
Only if the truck driver was at fault.
Is driving without insurance
Only if the driver was responsible and only for his liability
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.
If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
Proably not, except of course you need to get insurance, luckily this one wasn't your fault
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.