Presuming you weren't instructed to drop it someplace or such, no.
I think it depends on when your debts are discharged. If they were already discharged, it was a Chapter 7 bankruptcy, and it wasn't discussed at the creditors meeting, then the refund is yours. Besides, imagine if you filed on April 15th. You might not get your refund until later June or almost July, and that's months from when your debts were discharged. I'm pretty sure it's yours.
The only way to make student loans go away is to pay them off. Recent changes in bankruptcy laws makes it almost impossible for student loans to be discharged in a bankruptcy filing. Or simply avoid students loans, check out the Related Link.
Yes you can still turn it in. They told me that because it was involved in the bankruptcy, I could stop paying at any time and either call them to come get it or take it to the nearest dealer. I chose to keep my vehicle at the time but have since traded in for another.
Nowadays bankruptcy usually lasts about a year. Once your bankruptcy is discharged you will be free to start re-building your debt free life. You will probably find it almost impossible to get unsecured credit for a number of years. Mortgages are more available, but the rates will be higher. It pays to shop around, because the rates on adverse credit loans can vary widely.
Debt consolidation schemes are almost never a good idea. Also, keep in mind that there is no statute of limitations on collecting unpaid child support, and unpaid support is not discharged in bankruptcy.
WorldCom filed for bankruptcy in 2002. At the time, it was the largest bankruptcy ever, with $107 billion in assets. This almost twice as much as that of Enron Corp.
A bankruptcy can almost always be reopened. Unless the "liquid assets" were available to the debtor at the time of filing or fall into one of the categories (gambling winnings or inheritance) that had to be reported within 6 months of discharge, four years is way too late to go after them. Even in Texas.
No, she did not she almost got a criminal record.
First, get your discharged letter from the bankruptcy court and send it to the credit agencies. No matter what you have put in your bankruptcy, it will not come off your credit report until the bankruptcy is taking off. Make sure you keep all your bankruptcy records that list all items. Soon as I was discharged from my Chapter 13 the very next day my credit score went up very high. Anyone claiming they can remove or change the accurate history of your past should be considered a scam artist. As all conumer affairs and agencies keep on trying to make everyine aware of. YOU can improve your future, but the past is and will remain what it is . Bankruptcy, on a credit report will remain for at least 10 years. In fact, credit reports are provided by indepndent, private companies that are paid to report things they can find. Most requests follow a standard format which ask for it as above. However if someone requests a history for a longer time, they are happy to do so, for a fee. Your BK as a Federal court record, is available and on record for an almost perpetual period of time. No one (except the BK court and judge) can have that history changed or expunged. Period.
Yes. Whether it will discharge the award isn't certain, and almost certaily won't be if it was an award in a criminal case....and of course EVERYTHING YOU OWN AND EVERYTHING YOU OWE...no picking and chosing...is included in the BK.
Almost never; Court ordered restitution and especially fines are NOT ablwe to be discharged in bankrutpcy. That would be against the "public good"...and frankly, one court doesn't like interferring or overriding another ever!
Yes you can. No matter what stage the lawsuit is in, the act of filing bankruptcy stops all proceedings against you to collect money. Even if you are currently being garnished you can stop it. Generally unless the deduction is for child support, almost everything being garnished from your check is stopped. Even garnishments for student loans and taxes. Will those be discharged? That's a whole other question.