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Is there insurance company that will cover the cost for keys lost or stolen?
Wiki User
∙ 15y ago
If they are your keys and you lost them, I don't think so. However, if you lost someone else's keys, and it's more than you are comfortable paying out of pocket, check your own General Liability (if business related) or Homeowner's or Renter's policies for coverage under the Liability portion or Damage to Property of Others. Car dealers often seek this coverage in case there's a break in and all the vehicle keys are stolen. Good risk management in the form of loss prevention is a better answer in this case, as I know of no one that will insure re-keying all vehicles on the lot and replacing the keys. Claims can affect your insurance rates and even your insurability (whether you will qualify) - for example, if it costs $2 to replace just 1 key, in my opinion it's not worth the effect it can have on you long term to file the claim. Reach into your pocket for that one. Insurance is intended to prevent hardship from unbearable losses - it is not intended to make sure you never have another expense.
Wiki User
∙ 15y ago
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