Electric Windows
Homeowner's Insurance

Is water damage from leaking window covered?

Top Answer
User Avatar
Wiki User
Answered 2007-08-30 09:40:29

You will want to turn your claim in to make sure, but most homeowners policys will say the water must be 'weather' driven, or wind driven. A tree limb during a storm smashes a window, and rain gets in yes, there should be coverage. Old worn out windows, that have leaked for years, now have damaged walls, carpets etc, no. All losses must be sudden and accidental, and not slow deterioration.

User Avatar

Your Answer


Still have questions?

Related Questions

Does insurance cover leaking roofs?

repair to the roof not covered. resulting water damage covered subject to policy deductible

Can homeowners cover hidden water damage behind a wall caused by leaking water from siding outside?

It just depends on why your siding is leaking. If it's leaking as the result of a covered peril, fire, wind or hail damage, a tree fell on it, then it would be covered subject to your deductible. If the siding is just old, worn out or of poor workmanship then it is not covered, it would be an owners maintenance issue.

Is rain water leaking through picture window frame covered under homeowners policy?

Often yes but they may argue that if it has been leaking for a while then you were not maintaining the property.

If it wild animal damage is an exclusion but it causes water damage is the water damage covered?

The water damage would be covered, but look at your policy closer as the the animal damage may be covered.

Is a leaking roof considered structural damage?

A leaking roof is considered a maintenance issue. This means that damage is not coverage on any property insurance policy. If, a storm occurred , causing a tree to fall through your roof while it was raining, that would be covered including the damage due to water, the tree, contents, etc. The key to insurance covered incidents is that they must be sudden, accidental, and not predictable. A leaking roof happens over time and should be taken care of by the property owner. Neglect of maintenance is not a covered item. Sorry.

Will homeowners insurance cover the additional cost of the water be covered from a leak?

What? The question does not make sense but nearly all policies cover damage from leaking pipes, unless the pipe was exposed and you knew it was leaking and ignored it.

Will homowners insurance cover interior water damage if the leaking roof is not covered because it was not caused by weather damage?

It may, call your claims department or your agent. If the damage was a result of the owner's neglect of regular maintenance, but ask your agent anyway.

Does homeowners insurance cover water damage caused by a leaking pipe?

Home Insurance and Leaking PipesIf you can see the leak, then it's your responsibility to get it fixed. If you wait until it bursts or the leak causes damage, your insurance may invoke the negligence clause and not pay for it. It all depends what you tell them. AnswerCoverage really depends on your policy type and the cause of the leak. The Leaky PipeIf your pipe is leaking due to damage resulting from a sudden loss or peril (Fire, Wind, Hail, Lightning, etc.) covered under your insurance policy then your insurance company would cover repair costs and resulting damage subject to your policy deductible. If your pipe is just old and leaking then that is considered a normal and expected home maintenance issue and would not be covered.Resulting water damageIf your policy has coverage for accidental water discharge, then resulting damage, even if from a faulty pipe, would be covered after the leak has been repaired subject to any deductible but the actual leaking pipe itself may not be covered depending on the cause of the leak as described above.

Water damage covered insurance?

Yes it is, depending on the source of the water and and if a leak; the duration of the leak. Ask back as to the cause of the water damage to see if it would be a covered loss.

Is water damage caused by leaking toilet covered in insurance?

It depends on if the leak was sudden or if it was a long term, gradual problem. Insurance usually does not pay for things that could have been prevented by proper maintenance. For example, if a tree fall on the roof during a rain storm, and you have water damage from that, it should be covered. If the roof developed a leak and needed repair, and later you discover water damage, it may not be covered. Best course of action is to check with your insurance agent about your specific policy.

Does homeowner insurance cover window water damages?

As lame as it sounds: It Depends. Check closely your home owners insurance coverage policy which will lay out all of the things that will be covered. A basic policy, for example, usually covers water damage from rain, but not water damage caused by water collecting on the ground. That would normally be covered by a separate flood insurance rider.

Does homeowners insurance cover damage done by foundation failure?

No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.

Is a landlord liable for water damage to a tenant due to leaking water tank in the building?

Yes. Usually.

Does homeowners insurance cover water damage from a cracked chimney?

yes resulting water damage is covered - depending on cause of crack to chimney that aspect may or may not be covered

How are plants protected when there is shortage of water?

the upper epidermis which is covered with waxy water proof cuticle serves to reduce water from leaking

Does homeowners insurance cover water damage from a leaky dishwasher?

It sounds like you have a maintenance issue rather than a covered cause. For example, if a water heater leaks over time causing damage then it is maintenance and therefore not covered under your homeowners policy. If the water heater burst open or splits causing water damage then the damage would be covered even though the water heater itself is not covered. The difference is it must be sudden and accidental. Also with a dishwasher you should be able to see it and get the water up thus keeping it from causing damage.

You used water in your leaking radiator for 2 monthscan this damage the thermostat in a caravan 2002?

Running it while leaking can cause it to overheat repeatedly, which can cause thermostat damage , along with other problems.

Why is water leaking in your 1997 civic hatchback trunk?

Check the rear window washer resivoir.

Is water damage from cesspool covered under homeowners insuarnce?

Water damage caused by some force other than from the homeowner's failure to perform preventative maintenace, should be covered.

1994 Suburban water Leake?

Where is the water leaking from? A window, windshield, engine, etc?? Need more details in the question.

Does home insurance cover tornado damage?

Yes. Your house is covered by anything unless it is specifically excluded in the policy. Your personal belongings are covered under the peril of water/water/hail damage.

Does homeowners insurance cover water damage due to a dishwasher breaking and leaking?

Yes, most homeowners insurance will cover this type of damage. You need to read your specific policy for exclusions for water damage.

Is water damaged cover by insurance?

It depends on the covered perils of your policy. On some policies there is coverage for water damage and on some policies water is not a covered peril or it is excluded.

My roof is leaking water will my insurance going to pay for the repairs?

Insurance policy generally covers roof leaks and other damages to your roof, as long as the cause of the damage is not specifically excluded by your policy. But it’s important to note: if a leak occurs due to a lack of maintenance, you may have to pay for the repairs yourself. Also, make sure to consider your home insurance policy's deductibles to determine whether filing a claim makes the best financial sense.

How does water wall damage happen?

If it's in a bathroom near a toilet maybe the pipe has been leaking.