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Electric Windows
Homeowner's Insurance

Is water damage from leaking window covered?


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Wiki User
August 30, 2007 9:40AM

You will want to turn your claim in to make sure, but most homeowners policys will say the water must be 'weather' driven, or wind driven. A tree limb during a storm smashes a window, and rain gets in yes, there should be coverage. Old worn out windows, that have leaked for years, now have damaged walls, carpets etc, no. All losses must be sudden and accidental, and not slow deterioration.