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Can homeowners cover hidden water damage behind a wall caused by leaking water from siding outside?
Wiki User
∙ 11y ago
It just depends on why your siding is leaking.
If it's leaking as the result of a covered peril, fire, wind or hail damage, a tree fell on it, then it would be covered subject to your deductible.
If the siding is just old, worn out or of poor workmanship then it is not covered, it would be an owners maintenance issue.
Wiki User
∙ 11y ago
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Can homeowners cover hidden water damage behind a wall caused by leaking water from-neighbors bathroom?
It could, But just as with most insurance issues. It all depends on the type of coverage you purchased. The best source of information is your insurance company or your insurance agent to determine the scope of coverage you selected when you purchased your policy.
Does homeowners cover damage caused by birds?
no
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Why is my 1978 305 Chevy leaking antifreeze in cab?
usually caused by a leaking heater core.
Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?
Yes, but you would have to pay what your homeowners deductible.
Will AAA homeowners insurance policy cover overflow of water from sink?
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
Why do you have condensation on the inside of your ford truck?
Condensation on the inside of a Ford truck can be caused by high humidity levels or temperature changes. It can also occur when warm, moist air enters the cooler interior of the truck and condenses on the windows. Proper ventilation and using a dehumidifier can help reduce condensation buildup.
Would homeowners insurance cover damage from a leaking gutter that damaged an enclosed porch ceiling and items on the porch?
No. Homeowners insurance is probably the best bargain in insurance by offering a great deal of coverages for a surprisingly small premium. The situation you are describing is not an insurance matter but a maintenance issue. It is not made to cover maintenance of the home but covers accidents that are "sudden and accidental". Homeowners insurance covers incidents that are caused by a covered cause such as theft, fire, lightning, windstorm, vandalism, weight of ice and snow, and many others. Things that happen over a long period of time are maintenance and are therefore not sudden or accidental and are not covered. An example would be a leaking roof caused by condensation from the A/C is not covered but if a storm caused a tree limb to fall on the roof poking a hole and causing a leak then damage would be covered.
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Is scabies covered on homeowners insurance?
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
Will homeowners insurance cover a fire loss caused by the homeowner?
Accidental, Yes. Intentional, No
