Like it or not, Arizona is a community property state, and the estate must pay up to clear any debt. Perhaps you can arrange a payment plan.
Are spouses responsible for a deceased husbands commercial bank loan with several co-signers?
yes
Technically the estate is responsible for all the debts of the deceased. The spouse, through the estate, has to pay off the debts.
The estate will be responsible. The husband indirectly will pay, as they cannot inherit until they are resolved.
In Florida the estate will be responsible. The spouse indirectly will pay, as they cannot inherit until they are resolved.
The debts are paid out of the deceased's estate, and this can include things that are jointly owned. Anything entirely in your name is safe. Even if the deceased's assets and joint assets are not enough, you are not responsible for the remaining debt.
The debts of the deceased are the responsibility of the estate. The estate will resolve the debts before you get any money. Consult a probate attorney in your jurisdiction for help.
I'm not trying to be funny, but if you were married (legally) to him at the time of death, yes - who else would be responsible for it?
She is not directly responsible. The estate is going to be responsible. And since she will likely be getting the bulk of the estate, paying off the debt will reduce her amount.
The wife is responsible as she was the one who signed the credit contract.
The estate will be responsible, so it would be a good idea to open one. The spouse indirectly will pay, as they cannot inherit until they are resolved.
In Arizona the estate is responsible for the medical bills of the deceased. Only after they are resolved can the estate be closed any remainder distributed. So the wife cannot inherit anything until the bills are resolved.