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Most Insurance companies make their profit by not having to pay for car repairs because of good driving records. Most insurance claims cause insurance companies to pay out money. The only way they can retrieve that cost is to raise the car insurance premium of the insured or raise by a few cents the cost of car insurance spread over many insurers. So, many people do not make unneeded claims to their insurance company if it results in their rates going up.
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∙ 14y ago
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You do not own the vehicle you were stopped in will the owner's insurance be affected by this?
No, it will be on your record not the car.
Is comprehensive car insurance recommended for a brand new car?
Comprehensive auto insurance covers all physical damage to car. If you car is brand new, then the scratch-free paint job is an asset. If you get comprehensive auto insurance, you can claim damages when your car will eventually get scratched in the course of use.
Is it bad to scratch if you have chlamydia?
Yes, do not scratch the affected area.
Is your insurance affected or the other person receiing a DUI and totals your car in Florida?
Not in Canada.
You are driving a friends car but your car has insurance and his car has his insurance will you be covered?
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
Whose insurance is affected when a friend gets a ticket when driving your car?
Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.
Is your auto insurance affected if another person receives a DUI in your car?
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
Will your insurance points be affected if your car was damaged by someone else driving it?
Sure will.Its your policy,not the person driving its.
Is car insurance quotes in Maine binding?
No, the quotes are not binding. The price that you pay will be heavily affected by your driving circumstances.
What happens if the driver of a vehicle gets a dwi on your insurance?
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?
yes. it goes on your record and insurance companys look at you record from time to time
What happens if you scratch paint on a car?
This happened to me recently. If you scratched someone else's car. then you would handle it just like any other car accident and exchange insurance information. Same thing would happen if your car got scratched.
