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Kelly Blue Book shows my car is worth more than what I owe. I pay no interest on this loan.?
Wiki User
∙ 16y ago
Well I really do not know what your question is as you did not ask one. I can only guess as to what you wish to know. If you are paying 0 interest, then there is no good reason to pay the loan off early. Take the money you would use to pay the loan off early, and deposit it into an interest bearing account and draw from that account to make the monthly payments. You will end up being money ahead. If you are wanting to sell the car, then sell it, pay off the loan, use the excess to purchase another vehicle. Only purchase what you can pay cash for, and end up with no payment. Borrowing money to buy a car is foolish at best. Unless you can get a 0 interest loan, I would never advise anyone to borrow for a car. Buy what you can pay cash for and save for a better car in the future. You are told by society and the creditors to borrow for what you want. This is foolish and will cost you dearly in interest. Don't buy into this. Laugh at your neighbors who are making car payments, while you drive a car that is paid for free and clear, even if it is a beater. Pay cash for everything you buy except a home, and you will never have credit problems, and you will sleep soundly.
Wiki User
∙ 16y ago
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