May a licensed driver legally drive without auto insurance?
Not in Texas.
Can a licensed teenage driver legally drive his parent's insured car in Texas without actually being insured himself?
Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?
If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
If your license has been revoked can you get auto insurance for a financed car by listing your boyfriend who is licensed as the driver and yourself as a non-driver?
If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.
What will happen if an uninsured licensed driver wrecks your car on public property and you have insurance?
Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?
In Massachusetts do you always have to have a parent with you while driving or can you drive to school without a parent while you have your permit?
No, you may not drive to the driving school without a licensed driver at any time! This is considered illegal, not to mention risky concerning insurance laws! A driver with a learner's permit must always have a licensed driver in the vehicle. You're still learning to drive, which is why it's called a learner's permit and not a license.
What happens if a 16 yr old licensed driver in ca is driving a car without renewed registration or insurance?
What happens if you have no insurance and the other driver is at fault in South Carolina and the driver at fault does have insurance?
Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?
Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad's car, yes, you can report it and…
Legally, a driver in possession of a learner's permit MUST have a qualified (and sober!) licensed driver in the car whenever the learner is driving. So, no, you cannot act as the more mature driver and take a drunken licensed driver home. Instead, make sure the vehicle is locked and that you have the keys, and call your parent or a friend to come get you and the drunken driver who's supposed to be watching…
What happens when an Learners driver is in an accident without a fully licensed driver but instead a provisional driver by her side and she is not the one at fault what happens?
The answer to this question is YES the student driver needs auto insurance because it is a requirement by the law that every driver, whether student or not, needs insurance. If you contact your insurance agent you will find out for the most part that the student driver needs to be listed on the insurance policy but they are not charged any fees until they become a full licensed driver. This was the advise that…
Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.
If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.
Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had insurance. Then you both have a problem, and more than likely the injured party (or their insurance) will come to both of you for reimbursement.
Yes! You can buy and own a car. To ride in it, a licensed driver is required to drive you around. You may also need a tag and the required liability insurance. Your insurance will have to list the principle driver and other drivers to be covered. Their good or bad driving records may affect your insurance costs. If you drive it and get caught without a license the police will impound your new car…
How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
Yes and No. No insurance company will ever insure an un-licensed driver. However, if a non-licensed driver is in an accident, where not at fault, with another driver who is insured, that insurance may still cover the injuries of the non-licensed driver. This is very tricky, though. Some states have a type of fault where if you were partially at fault for the accident as well, you may have your damages reduced by the %…
If the registered driver has died, then legally there is no insurance on the vehicles, because the person who opened the insurance account ceases to exist. You need to contact the insurance company and let them know the registered driver is deceased. They will have better information, since policy can differ depending on company and region.
Does licensed driver living in home have to be insured even though they do not drive any of the cars?
Under the terms of your Insurance Contract, All licensed drivers in your household and all drivers that have access to your vehicle are required to be declared either as a covered driver or not. If not, then you can request they be excluded from coverage on your policy by way of form 515A. Failure to disclose a licensed driver in your home is a violation of the terms of your Insurance Contract and can result…