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My Credit score is 764 what rate should I expect to be getting for a home mortgage with no money down or can I even qualify for such a loan?
Wiki User
∙ 9y ago
I have the exact same credit score but with about $10,000 to put down. How did you do?
Wiki User
∙ 9y ago
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What is the current refinance mortgage rates?
If you are refinancing your mortgage for a 30 year fixed rate you can expect a rate of about 4.250% and if you are refinancing your mortgage for a 15 year fixed rate you can expect a rate of about 3.375%. Of course, this will vary with credit rating, current mortgage standing, etc.
How can I find a mortgage if I have bad credit?
Start by looking at your credit report. If you hit a rough spot such as a divorce, you can try explaining it to the lender. Making a higher down payment or getting a cosigner may help. One can expect to pay a higher interest rate.
What to expect after foreclosure?
You can expect to have a big hit on your credit rating. This will last as long as 5-7 years unless you hire a professional to rebuild your credit. You will most likely not be able to qualify for a home loan for at least that time.
What mortgage can you expect on 550000?
What would the mortgage payment be on 600000
Are there any reputable companies that specialize in home loans for people with bad credit?
People can qualify for a home loan even if they have poor credit. There are many agencies that specialize in loans for people with bad credit. You can apply for one of these loans but you must expect to pay a higher credit amount.
What is the current refinance mortgage rates?
If you are refinancing your mortgage for a 30 year fixed rate you can expect a rate of about 4.250% and if you are refinancing your mortgage for a 15 year fixed rate you can expect a rate of about 3.375%. Of course, this will vary with credit rating, current mortgage standing, etc.
How does my credit affect the mortgage rate I can expect to get?
Your credit rating will affect whether or not you can actually get a mortgage. Those with bad ratings may not get a loan from a bank. A great site for checking mortgages is moneysupermarket.com
How can I find a mortgage if I have bad credit?
Start by looking at your credit report. If you hit a rough spot such as a divorce, you can try explaining it to the lender. Making a higher down payment or getting a cosigner may help. One can expect to pay a higher interest rate.
What to expect after foreclosure?
You can expect to have a big hit on your credit rating. This will last as long as 5-7 years unless you hire a professional to rebuild your credit. You will most likely not be able to qualify for a home loan for at least that time.
Can a graduate student with no income other than 2 house renters expect to file taxes and get something back based on the mortgage interest?
It doesn't seem likely. If the student couldn't be claimed as a dependent by anyone and did not qualify for the full amount of the stimulus check based on his 2007 return, then maybe he can qualify for the Recovery Rebate Credit this year and get some money back. But remember, if you have sufficient gross income (rent counts as gross income), you must file even if you owe no tax and are not getting anything back.
What mortgage can you expect on 550000?
What would the mortgage payment be on 600000
Are there any reputable companies that specialize in home loans for people with bad credit?
People can qualify for a home loan even if they have poor credit. There are many agencies that specialize in loans for people with bad credit. You can apply for one of these loans but you must expect to pay a higher credit amount.
What is credit risk analysis?
Start by learning the bunisess and the way things work with the credit bureaus. You can get bunisess by referrals such as family, friends, car dealerships, mortgage professionals etc. Don't expect bunisess to fall on your lap! GO GET IT!
How much should I expect to pay for a 15 year mortgage?
It depends on the house and your credit. Because it is a 15 year instead of a 30 year, you will get a better rate, perhaps 3% or lower.
How much interest should I expect on my first home?
The interest on your mortgage loan can vary considerably depending upon your credit and the amount of down payment. If your credit score is bad, the rate can be much higher. However, if your credit score is good, you could end up with a very attractive rate.
What kind of rates can I expect wehn getting an auto loan in South Carolina?
This depends on many factors including your location, your credit history, and the price of the automobile. Expect rates to be higher than average; banks are tightening up on credit during the recession!
What is the lowest mortgage interest rate a potential homeowner can expect to encounter?
Mortgage interest rates differ from one city or country to another. However the lowest mortgage interest rate a potential homeowner can expect to encounter is between 4.3% to 6%.
