Type your answer here... name three obligations of a person names on a driver's licence
no, they dont have permission to check named drivers.
Yes as long as the named insured is not a spouse, or if the spouse does not drive and does not have a drivers license the spouse can also be excluded.
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
"Insure your license" means to purchase an automobile insurance policy that is known as a Broad Form Named Operator, or BFNO for short. It provides liability auto insurance for all owned and non-owned autos and light trucks, but only while being operated by the person named in the policy. With this type of an insurance policy, you can drive any number of autos or light trucks, but you have to be the person behind the wheel if there is an accident. A great tool for people that own several cars and are the only drivers. Craig / Allrisk Insurance / Vancouver, WA www.allrisk.com
Some insurance companies will allow the named insured to be excluded depending on the reason. The policy would need to be in your name if the vehicle is in your name. Any drivers must be listed as drivers on the policy but not as the insured.
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
He has an older brother named Marvin.
the person who named the cow was named Henry Cow
Yes, most states allow drivers to be excluded.
Usually the Insurance underwriters would offer the licensed driver what is called a Named driver exclusion. This should not affect the cost of your insurance premium. The u/w would need to know information about the unlicensed operator (why don't they have a license? was it suspended, revoked, or are they just not licensed because of a handicap, or the person just does not drive) Once this is determined then he u/w would better know how to proceed in offering the NDE.
GO TO THE DMV TO FIND OUT * The DMV does not keep records of such matters. If the person's license was suspended it is because he or she did not appear in court as ordered. Therefore, an FTA warrant can be issued and the person can be taken into custody if stopped by authorities, in more serious infractions authorities will actively seek the person named in the warrant.
It's a Douglas Fir