If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.
Sue
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
It is highly unlikely.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
They can, but you can sue the other driver for damages.
yes
You guessed it!
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.
Your insurance policy most likely has a clause that protects you up to a certin amount if you are in an accident with an uninsured driver. You can also hire a lawer and sue the other driver for any damages (along with lawer and court fees).