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No homeowners insurance on property occupied 13 years what company will issue you a policy now?
Wiki User
∙ 15y ago
It depends greatly on the condition of the property. Any carrier will have an inspection conducted to determine the risk factors associated with extending insurance coverage. So take the stand point of an insurance company and decide if you would insure the property in question. If you would there is a good chance you can find coverage. Please note coverages for an unoccupied dwelling are often less comprehensive.
Wiki User
∙ 15y ago
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How does an insurance company define vacancy?
Most often by being unoccupied for 30 days. But you should refer to your Homeowners Insurance policy as this may very by company and or by state.
What companies will underwrite homeowners insurance while under bankruptcy?
What company will insure you when in chapter 13 if you home is not covered in the bankruptcy. If you have current insurance and the company is going out of business.
Will an insurance company insure a property without a certificate of occupancy?
no it will not
Is an insurance company able to provide two homeowners insurance at the same time?
If you mean on the same property, no they won't. It is illegal to carry two policies on the same property. The illegality is on the person not the insurance company. Why would you want to carry two policies. All they will do is to coordinate the benefits and pay half of the claim each, therefore you will not collect any more than the claim.
How many property and casualty insurance company in US?
over 3,800
Can you carry homeowners insurance on company property?
Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.
What are the insurance policies that Farmer's Insurance company offers?
Homeowners, Rental Property, Commercial Property, Commercial Auto, Personal Auto, Life, Umbrella.
Will homeowners insurance cover cost of electric company work on adjoining property caused by downed tree on covered property?
Yes. But the electrical company's insurance co should cover it if they are at fault.
If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?
Yes you May all you have to do is get intouch with your insurance agent or Company.
Can an injured party include a homeowners insurance company in a claim to recover damages for personal property destroyed in a fire in the state of Idaho?
Homeowners Insurance is specific to the property of the named insured(s). It does not matter what state your in. If you are a third party not named on the Home insurance policy, then you nor any of your property would be covered and you would not have a valid claim.
Is it illegal for a homeowners insurance company to drop you?
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
Are snowmobiles covered on your Homeowners insurance policy?
depending on you insurance company... I know my snowmobiles are covered on my homeowners
Where can you get homeowners insurance for a home that has had a fire?
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
Do you have to have your house inspected to get homeowners insurance?
The insurance company reserves that right.
Do mortgage companies or buyers purchase homeowners insurance policy?
It is the Homeowners responsibility to provide property hazard insurance under the terms of your mortgage. If the Mortgage company has to purchase it for you then it means your already in violation of your Home Finance Contract and subject to default.
Can Non driver homeowners insurance be on a drivers auto insurance?
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
Does homeowners insurance stay with property or homeowner when he moves?
Homeowners insurance is NOT transferable. It will not follow the Homeowner to a new property nor will it cover the home for the new owner. If the homeowner sells or vacates the home or transfers ownership by other means the policy is null and void at the moment the property changes hands whether or not the Insurance company has been notified. A new owner must qualify for their own insurance policy based on their own merits.
