If you are talking about a tax refund due you because of the earned income tax credit (US), which is not due to low pay as such, such a loan would be legal. Just make sure the interest rate doesn't make for a payment that wipes out the refund.
Some of the financial products offered by Credit One Bank include partially and fully secured credit cards. The Credit One Bank is known as a limited purpose bank.
Chase credit cards are offered by Chase Bank; however, Chase Bank is actually owned by JP Morgan Chase. So it is directly offered by Chase Bank, and indirectly offered by JP Morgan Chase.
Some credit cards offered by Bank of America is Venture and Citi. There are different versions and offers of these credit cards, and one can browse through the other offers on Bank of America's website.
Yes, it is perfectly legal to check your credit score before opening an account with a bank. The bank themselves would run a credit check on you before finalizing the account opening procedure. However a good credit score is not mandatory to open a deposit account.
They can initiate legal proceedings against you.
a mastercard credit card offered by bmo bank of Montreal in Canada
The only legal answer, and the only answer you will get on this board, is "contact your bank or credit card carrier".
Having bad credit a person limits themselves greatly on what credit cards they can have. The only card offered to people with bad credit is the Premier Bank MasterCard.
which bank in Pakistan are working on back to back letter of credit?
Most people who are working are eligible to apply for a credit card online from their bank. The bank will look at your credit history and general reputation in the community when evaluating your application.
The answer is - It Depends. Many banks offer overdraft facility where you can actually withdraw more money than what you have in your account. In such cases - it is perfectly Legal. But, in cases where your bank hasn't offered this feature to you it is Illegal.
Yes if it is charged to the bank. Otherwise through legal proceedings.