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Once you have completely paid off credit card debt should you throw away your credit cards or will this mess with your credit?
Wiki User
∙ 15y ago
If you feel it absolutely necessary to "throw your card(s) away" after paying them off, I suggest to just cut the card, and toss. However, DO NOT, DO NOT close your credit card account! Why, you may ask . . . one of the things that effects your FICO score is your credit history with the credit card company. Another factor is the debt ratio. For instance, if you have a $2000 credit limit, and you have no balance on your card, that will positively affect your FICO score. But, on the same token, if you have a $2000 credit limit, with a $1500 balance on the card, that will reduce your FICO score.
Wiki User
∙ 15y ago
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experts in the credit repair field and helps individuals meet their credit goals. this plateforme is process has been been developed, refined and proven over many years and thousands of customers 6cutt.ly/xmD4uKZ (Delete the 6 from the link)
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Tips on using credit cards wisely?
experts in the credit repair field and helps individuals meet their credit goals. this plateforme is process has been been developed, refined and proven over many years and thousands of customers 6cutt.ly/xmD4uKZ (Delete the 6 from the link)
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