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Person is 26 years old and on her parent's medical insurance but has also taken out her own individual medical policy Which is primary insurance?
Wiki User
∙ 15y ago
The individual policy is always primary.
Wiki User
∙ 15y ago
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If parents are divorced which insurance is primary?
I think the wife's insurance is primary.
Can you purchase your own separate medical insurance if you don't like the one-and-only option offered by your husband's employer and can you each use either one or both simultaneously?
You can purchase your own medical insurance, its called and Individual policy and many insurance carriers sell them. With an individual medical policy, you have to qualify. (you don't have any significant medical problems or past medical history) Individual medical policys also have pre-existing clauses-- they can deny any/all medical services for a medical condition they determine began before your policy began. Pre-existing clauses are usually for the first 6 months. Most, not all insurance plans "coordinate benefits". For example, if both you and your husband had health insurance through your separate employers, your insurance would be primary and your husband's insurance would be secondary and vice versa for your husband. It can be different for an individual policy/plan. Health insurance is very expensive in this country so most people can't afford to buy individual medical insurance.
What is third insurance called?
pertaining to medical insurance; primary secondary TERTIARY IS THE ANSWER
What is meant by primary and secondary insurance coverage?
Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.
If a person has individual health insurance and then gets a group health through his wifes work which is primary?
it is believed that the group insurance is primary.
Which medical insurance is primary for the wife when the husband and wife each have insurance through their jobs?
The Wifes
Which is the primary source of information used for insurance underwriting?
The primary source of information used for insurance underwriting is the application form submitted by the applicant. This form includes information about the individual's personal details, medical history, lifestyle habits, and other relevant factors that help insurers assess the level of risk associated with providing coverage to that individual.
What does coinsurance mean in medical insurance's?
It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.
Can an insurance company reveal medical issues of a spouse to the primary holder?
no
Is a wife responsible for a medical debt of her husband's in Ohio if he was on her medical insurance and is now deceased?
Yes, she will be held responsible. The primary insurance holder is always responsible for the medical costs under
Is Medical pay on an Auto Policy primary over Health Insurance or secondary?
No. You will have to use your health insurance first.
Is a wife responsible for a medical debt of her husband's in Virginia if he was on her medical insurance and is now deceased?
The primary insurance holder will be held responsible. That is part of the agreement, they will have to pay.
