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The Texas Association of Responsible Nonsubscribers (TXANS) at www.txans.org provides some good information.

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there are no cons on w/c but the pros are great to help injured workers

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Q: What are the pros and cons or comparison for workers comp vs Non-subscription insurance?
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Do family members in California need workers comp insurance?

Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.


What type of insurance protects workers who are injured on the job?

This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.


What does the workers comp insurance company need from the employer?

The workers comp insurance company requires the employer to insure all the employees.


What are the benefits of Liberty Mutual Workers Comp insurance?

There are many benefits of Liberty Mutual Workers Comp insurance. The best benefits to Liberty Mutual Workers Comp insurance would be the ability to get money when an employee gets injured.


What is the ratio of the insurance cost of Worker's Comp to Liability Insurance?

Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.


Where can i purchase temporary workers comp insurance?

I need to see who in Texas offers temorary (one month) of Workers comp?


You settled a workers comp case can you get workers comp insurance on yourself?

No, Workers' Compensation Insurance is just for employers. You would have to obtain a commercial policy and possibly run into pre-existing issues.


Can you still get workers comp if injured not on the job?

No. Workers' compensation insurance is for injuries incurred while working.


Who do you contact about workmans comp fraud?

The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.


What kinda of insurance policies do restaurants need?

Property Liability, Workers Comp.


Are workman's comp and unemployement insurance the same?

No. Workers Comp responds to injuries on the job and unemployment responds when you become unemployed.


Will health insurance pay for surgeries from workman's comp injury after settlement?

No, Workers Comp includes lifetime medical for work-related injuries, so health insurance typically excludes anything covered by Comp.