according to SEBI(INDIA) credit rating agency cannot rate fixed deposits, real estates, etc.
who is the regulator of micro finance in india
In India there are 4 bureaus CIBIL, Equifax, Experian and High Mark. All these bureaus have there respective charges and it ranges from Rs.300 to Rs.500. You need to pay anytime and everytime when you apply for your credit score. Why pay when you can get a free credit score anytime and everytime by visiting freescoreindia website. You will get a detailed report about your credit rating.
The Securities and Exchange Board of India (SEBI) is the regulator for the securities market in India. It was established in the year 1988 and given statutory form in 1992.
CIBIL stands for Credit Information Bureau India Limited. It is a credit reporting company in India. CIBIL collects information about a persons loans, payments, debts..etc, and then compiles a credit report about that person.
SEBI
there are 7 credit rating agencies in INDIA
There are currently four (4) credit rating bureaus in India: * Credit Information Bureau of India (CIBIL) * Experian Credit Information Company of India (ECIC) * Equifax Credit Information Services (ECIS) * Highmark Credit Rating (HCR)
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investment information and credit rating agency of India limited.
Credit Rating Information of India Limited
Credit Rating Information Services of India Limited
according to SEBI(INDIA) credit rating agency cannot rate fixed deposits, real estates, etc.
onida individual credit rating agency of India ltd
who is the regulator of micro finance in india
Illegal harassment by local recovery agencies.
Banks etc are in the business of providing services. There is a separate industry used by banks and other business regarding the credit worthiness/history of individual customers. This industry is called a Credit Rating Service and the companies providing this service (all round the world) gather history relating to the debt load, payment history, Court judgements, bankruptcy etc. of individuals. Banks and other business dealing with individuals will then purchase information about individuals from these Credit Rating agencies before doing business with any individual. Therefore if business will not deal with you, it is not because THEY are blacklisting you, it is because your credit history (held by the Credit Rating Service companies) is bad. In most countries you have a rite to ask for and see your credit history (from these companies) and to challenge and change any FACTUAL mistakes. To help you I include a link below to a UK Credit rating company, look for a similar service in your home country.