Yes so they are safe.
If it is a licensed driver and in your household, then they should be added to your policy.
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
No, you can not get insurance unless you have at least one licensed driver on a policy.
In order to get car insurance, one must have proof that one is able to pay for it. In the United States, one must also be a licensed driver to get car insurance.
No, your insurance will cover the occasional driver as long as they are licensed
Insurance will cover any licensed driver with permission to borrow the car.
Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.
If everyone was legal, yes, a collision should be covered by the insurance company.
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
Yes. Read your policy. If you allow a driver who is not licensed to drive your policy and an accident occurs the insurance company may deny coverage for the claim. You should not loan your car to other people because you are also loaning them your insurance and you may not have the authority to do this. If the person is a regular driver or lives in your household then they must be listed on your policy as a driver.