answersLogoWhite

0


Best Answer

In Community property states, it is required. Otherwise, it's up to you.

Community property states include:

Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin.

User Avatar

Wiki User

14y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Should non-purchasing spouse name go on title of home with fha refinace?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Finance

In Florida if your parents are refinancing would your spouse need to sign the mortgage?

Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.


Can you drop a spouse from a mortgage without their signature by refinancing?

You can refinance without the spouse but you will need their consent to do so. If the spouse is on the title of the home, the answer is "no". If the spouse is on the existing mortgage the answer is "no". If the spouse is not on title you need to indicate on the loan application that you are married, and if you don't is fraud. At the time of closing she/he would have to be present. Inform you spouse of your actions.


In New Jersey is the surviving spouse cars solely in the deceased names?

In New Jersey a car is the property of the person listed on the Certificate of Title. If the car is in the surviving spouse's name then it is not in the deceased spouse's estate. If the car was in the name of the deceased spouse, then it is in the decedent's estate, even if they both considered it to be the surviving spouse's car and was used solely by that spouse. The sole determining factor is whose name is on the Certificate of Title.


How to get ex spouse off car loan?

You need written consent. Shouldn't be too hard to get, since you will be assuming the entire loan yourself. Getting the spouse off the title is a bit more complicated.


Can the spouse of a person who dies finish paying for the property?

If there has been a change in ownership the bank should be notified. They will need to make some changes in the account and will want proof of death and proof that the title to the property passed to the surviving spouse. In this economic climate the bank should be satisfied to allow you to take over the mortgage. You may want to speak with a local attorney who specializes in real estate transactions. She/he may be able to facilitate the negotiation with the bank for you.

Related questions

In Florida if your parents are refinancing would your spouse need to sign the mortgage?

Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.Not unless your spouse is on the title to the property. If not and your spouse signs, then your spouse will be fully responsible for paying the mortgage.


Lien against spouse not on title?

Can a collection agency place a lien on a home belonging to a spouse not on title?


If you are trying to refinance a mortgage which is only in your name and your spouse has a much better credit score than you should you add your spouse's name to the title beforehand?

Yes.


Getting divorced in Virginia how do i take spouse's name off car title?

If the car was awarded to you in the divorce then you should present the order and the title to the DMV.


Does a surviving spouse in Texas have to get surviving children to sign before he sells his home?

That depends on how you and your spouse held title to your property and whether the surviving children are the children of both the decedent and the surviving spouse. You should consult with an attorney.


How do you add a spouses name to a deed and make sure it goes to your child from a first marriage at their death?

You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.You can't do both. You need to consult with an attorney who can review your situation and explain your options. You cannot add your spouse to your property title and also have the property pass to your children upon your death. Once your spouse is added to the title they own their own interest. You should inquire about a life estate. You need legal advice.


Can you drop a spouse from a mortgage without their signature by refinancing?

You can refinance without the spouse but you will need their consent to do so. If the spouse is on the title of the home, the answer is "no". If the spouse is on the existing mortgage the answer is "no". If the spouse is not on title you need to indicate on the loan application that you are married, and if you don't is fraud. At the time of closing she/he would have to be present. Inform you spouse of your actions.


How do you get spouse on Mortgage title?

you just get it for no reason


How can a spouse be dropped from a title?

The spouse must voluntarily execute a deed that transfers their interest in the property to you.


Can a cosigner who is a spouse refinance without the primary spouse?

Not if you are both on Title unless they forge your name.


What happens if you are not on title and your spouse dies?

In most cases the spouse has a right in the property, even if they are not on the deed. If there is no will, the spouse typically inherits the property.


Can you get tags if your name is not on the title?

If a title is in your spouse's name and you want to register the car in your name do you need to change the title?