Yes as they are still a member of your household even if they do not have a vehicle with them at school they do come home at times and I'm sure they drive sometimes while they are at home. If they are at school over 150 miles away and don't have a vehicle with them then many insurance companies will give a substantial discount since they don't drive as much. The discount is around 50% or the normal rate for the student.
You should carry insurance on your children until they are old enough to get insurance on their own. This is usually when your child graduates college. As long as your child is a full-time student and one of your dependents, then you should be able to carry insurance on them.
As long as your child is in college full time, most insurances will cover your son until he is 25. You should ask your specific insurance policy about their rules and guidelines.
The obvious answer would be NO, why would you have to carry insurance on a child that is now considered an adult.
All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.
If your child is covered under your insurance while in college, the coverage probably ends in the month that the child graduates. You can probably purchase Cobra coverage at a higher rate until the child buys his or her own coverage. You should check with your insurance agent (or the actual policy if you have it) to be sure of the ending date of your graduate's coverage.
YES!
Do you have a child that is going away to college or is currently a student at a university? If so, your child may no longer be covered under your health insurance policy. Check with your provider when your child turns 18 to see if your child is still covered under your health insurance plan, as many health care providers consider the age of 18 as an adult. If you need to purchase health care coverage for your child, ask the college if they offer student health insurance. Most colleges offer insurance to students at a very reasonable rate.
As long as your child does not have a vehicle with them ever when at school the many insurance companies allow for a large discount due to the fact that the child is not a regular driver. They are still a member of your household and should be on your policy in case they drive when at home or may drive when at home.
No. If you don't need it then you should deposit it in a college fund for the child.No. If you don't need it then you should deposit it in a college fund for the child.No. If you don't need it then you should deposit it in a college fund for the child.No. If you don't need it then you should deposit it in a college fund for the child.
The the child has the car, than the child should be on the parents, or whoever owned the car, insurance. This is required in all states.
No. Emancipated children have no legal ties to their parents.
It depends on the insurance company, but I personally have never known of a company that would allow a parent to continue to carry insurance on a child after that child married, because at that point, you are no longer a 'dependant' of your parents.