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Honestly I have been in financial hardship had to do chapter 13, 2 times the same year, when it came to buy a car I was approved for $25k from Ford Motor company, my score is 638 and the financial institute I bank with gives me a score of 680, and will approve up to $300K to buy a house. I, like you was having hard time moving on with my life. As it is know I have 8 negative report on my credit and believe me the bank does not care, it is all about first impression with the banker
I tried to pay my debt in full in order to have them PTD especially the one Charge Off, according to the OC they cannot do anything about it, so my question was why keep it on the report ? no answer they hang up on me.
way to go
Wiki User
∙ 11y ago
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When will a 1999 discharged bankruptcy be removed from a credit report?
It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.
How do you get bad credit off your credit report?
You pull your credit report at credit report .com and as long as it has been seven years you can go online to dispute it. It should say dispute just push the button or call to dispute it they should have a number for each credit report which concist of three separate ones.
If you pay off an old debt no longer on your credit report will it be placed back on the credit report?
Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.
How long does a paid lien stay on credit report?
It should drop off after 7 years, but you should write to the credit reporting angencies to report the payment and provide proof that the debt has been paid and this might expedite removal from your credit report.
If a credit card is discharged in a bankruptcy should it still show a balance on a credit report?
It will remain on the report for the required length of time and should be marked "included in bankruptcy."
Can creditors remove their accounts from your credit report?
no, it should stay on your credit report for life.
How can I check my credit report?
You can check your credit report online. You should go to www.experian.com or www.myfico.com or www.equifax.com/ to check your credit report. It is easy to do.
What is commonly used to determine if you should give customers an AR Account?
credit report
What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
Why are the three credit report agencies important?
The three credit report agencies are important because they provide report on your credit and if you encounter fraud, they are the agency that you should report to in order to prevent further damage on your credit card.
When will a 1999 discharged bankruptcy be removed from a credit report?
It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.
How do you get bad credit off your credit report?
You pull your credit report at credit report .com and as long as it has been seven years you can go online to dispute it. It should say dispute just push the button or call to dispute it they should have a number for each credit report which concist of three separate ones.
When should you check your credit report?
You should check your credit report once a year or if you think someone has stolen your identity. If you constantly check your credit it can actually damage it. Experian is a great place to check your credit.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
If you pay off an old debt no longer on your credit report will it be placed back on the credit report?
Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.
How long does a paid lien stay on credit report?
It should drop off after 7 years, but you should write to the credit reporting angencies to report the payment and provide proof that the debt has been paid and this might expedite removal from your credit report.
I have an eviction from 2001 how long will it show on my credit report?
The judgment should be removed from your credit report 7 years from the date it was entered.
