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Should you purchase term life insurance in addition to life insurance offered by your employer?
Wiki User
∙ 14y ago
Keep in mind that usually life insurance through your employer does not leave with you when you leave work. So if it is 10 years and you decide to leave, you will at that time have to get your own individual life insurance. Now you are 10 years older and your height and weight could be different and you could have medical conditions. Yes, it is a good idea to get life insurance in addition to your work insurance. This way you will be covered at a younger age.
Wiki User
∙ 14y ago
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How does one purchase health insurance in Nevada?
"If health insurance is not offered through your employer, you can obtain an individual or family health insurance plan in Nevada by contacting health care providers directly or relying on the experts at nevadahealth.com."
Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
How can you get employers liability insurance?
Employer's liability insurance is generally offered as a component of a worker's compensation policy. You should always check with your employer since all employer's have different policies regarding the matter.
Does a law require that your spouse take insurance offered by her employer if it covers at least 50 percent in addition to your employers plan?
No, it does require at 100% though. Insurance Companies generally require that an employer cover at least 75% of the employees. Those covered under other spousal plans don't count in the calculation.
Who's responsible for the bill if your wife's insurance dropped you because your employer offered insurance then you became ill and found out you were not covered?
Why didn't you take coverage from YOUR employer? Did you sign a waiver at your wife's job? Why weren't you covered at your job? Were you offered COBRA? www.SteveShorr.com/cobra.htm
Can you receive financial compensation from your employer if you do not take your employer's health insurance?
Yes. A company may offer a credit if you decline insurance as long as you have other coverage. If you dont have other coverage you can't opt out of insurance if offered by your company
Is Blue Cross Blue Shield private insurance?
Blue Cross Blue Shield is private insurance that is offered by a person's employer or out of pocket.
What types of services does Norton Insurance offer?
Norton Insurance offers insurance products. Among them are health insurance for employer groups and individuals. Home, auto and personal insurance are offered for individuals.
Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
Do you keep your health insurance while on workmens compensation?
Yes, the insurance is kept but you must pay the full amount your employer paid. If not Cobra insurance will be offered at a very expensive rate.
Where can you purchase healthcare insurance?
Purchasing healthcare insurance often has many rules and can vary from state to state. When purchasing State healthcare, it is often based upon a person's income and whether or not an employer has offered coverage. It is importantant to check with the State verify eligibility. Commercial insurances can be purchased through the companies themselves and rates are often based upon a person's age and health history. The easiest way to purchase any coverage is if it's offered by an employer. Only a simple form needs to be filled out. The emploer will take care of the enrollment.
What are some services offered by Keystone Insurance Agency?
Keystone Insurance Agency, as it says in the title, offers a wide variety of services dealing with insurance. One can purchase insurance from the Keystone Insurance Agency.
