Yes, and then tell them you plan to get insurance asap.
Tell the police, tell the insurance company
I think so... Probably.
You can appeal a ticket surcharge that is imposed by your insurance company with your state insurance department but you will lose if you try to blame the police officer. Police officers have no responsibility to inform you of what might happen to your insurance if you get a ticket. In fact they don't care what happens to your insurance rates, if you violated a traffic law you should expect to get a ticket.
Sure. Just call the police and they can tell you.
You should start by filing a police report since the reason can only be to commit fraud or steal assets. The police should investigate the matter and tell you how to proceed.You should start by filing a police report since the reason can only be to commit fraud or steal assets. The police should investigate the matter and tell you how to proceed.You should start by filing a police report since the reason can only be to commit fraud or steal assets. The police should investigate the matter and tell you how to proceed.You should start by filing a police report since the reason can only be to commit fraud or steal assets. The police should investigate the matter and tell you how to proceed.
Yes, you need to tell them about anything that could affect the granting of insurance. if you don't and they find out, they could decline your claim or cancel your insurance. It's called material non disclosure. If in doubt tell them.
Backing into a pole hardly warrants a police report. Police reports are commonly done only when two vehicles collide on a public street. You simply go to your insurance agent and tell them that you backed into a pole, and they will take it from there and tell you what has to happen to get the repairs done.
After a hit and run, the individual hit should file a police report as soon as possible. That police report should then be presented to the person's insurance company who will assess the damages to the vehicle.
== == Question..........Did you leave the scene of the accident? If so, you should have been charged by police. On the other hand, if you didn't run and the other driver did run away, you are OK. And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the NEW insurance company. Ethically you have a responsibility to be truthful about your past driving record.
You should have been given a proof of insurance card from your insurance company. Call them for it and if necessary present it to the judge, that should clear the matter up.
if it is regarding an accident call the police they cant refuse to tell them(they probably dont have one if they wont tell you)
I am not sure if it is against the law or not, but all you should need is a police report for your insurance. As long as you have a police report for the acident you are good, If he does not have insurance that is a huge crime and they will get him.