Should your health insurance pay the doctor's treatment when you have been injured in a car accident?

If you live in a state that requires Personal Injury Protection (PIP) coverage (MN, NJ, MI, for example), then your auto insurance is the first dollar for medical treatment. If you have no PIP coverage, your health insurance will more than likely cover treatment for personal injuries. Check your policy to be sure -- if you have very limited insurance it may not.