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Did you actually take out a payday loan? Often, if you default they will try to attach additional fees, outrageous ones at that. If you never took out a payday loan, you need to find out why they are taking money from you. You should call the lender immediately and find out what's going on. If it is a case of trying to take more than you owed, you should talk to them and find out why. The problem with some payday lenders, especially on the internet is that they can be shady. They won't stop trying to debit your bank account, so you may have to close it. Contact your state attorney generals office and find out what their laws for payday lending are. Contact a consumer rights attorney. If someone is taking money you don't owe, then you need to also inform law enforcement. If you applied for a loan, and they never gave it to you but are trying to take it back out, you need to research to make sure they never deposited the money into your account to begin with. Let your bank know what's happening.

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Q: The payday loan is charging me for a amount of money I did not receive can i dispute this?
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