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You should always reply if you don't they will get a default judgement.Reply state your case the best you can.Look for help on the web.The worst that can happen is a judgement....you will not be thrown in jail and they cannot take your home(unless you put it up as collateral).Good luck

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Q: Vehicle repoed 2 years ago last week citation was issued 12 days left to reply What happens if do or don't reply husband is self employed so if reply isn't made what can they do to us?
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