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Medical - McDonald's offers three Preferred Provider Organization (PPO) medical plan options that use the First Health network of providers. The plans have different benefit levels and pay more for in-network covered costs than for out-of-network covered costs. All three of the plans feature a prescription drug program and an unlimited lifetime benefit maximum. In addition, the McDonald's medical plans cover preventive care, including annual physical exams for employees and covered family members (up to $400 per person per year), well-baby care, and child immunizations and inoculations. In some areas, HMOs are also available.

Vision Supplement - Employees enrolled in one of the four McDonald's medical plans may elect the vision supplement plan, which provides coverage for eyeglasses and contact lenses, plus a mail-order contact lens replacement program, and discounts on Lasik laser vision correction surgery.

Dental - Our dental plan allows employees to see the dentist of their choice and covers a wide range of dental services. Preventive services, including sealants for children, are covered at 90% with no deductible. Basic and major services are covered at 80%, after a deductible. The plan also covers 50% of eligible orthodontia expenses for adults and children after a one-time deductible.

Spending Accounts - The Flexible Spending Accounts let employees set aside pre-tax dollars to pay for certain health care and day care expenses. Employees can set aside up to $5,600 in the Healthcare Spending Account for expenses not covered or only partially covered by their medical and dental plans. For day care expenses that allow employees or their spouses to work, they can set aside up to $5,000 in the Day Care Spending Account.

Short and long-term disability - Both short and long term disability coverage is provided at no cost to employees. Short term disability provides benefits if an employee cannot work for more than 10 consecutive days; how long benefits continue depends on the nature of the employee's disability and years of service. Long term disability coverage replaces 60% of the employee's monthly base salary while he or she is disabled.

Employee and dependent life insurance - McDonald's provides basic life insurance of two times the employee's base salary at no cost to the employee. In addition, employees can purchase additional life insurance coverage for themselves (either term or universal life). Basic dependent life insurance for their spouse or domestic partner and/or children is also provided at no cost to the employees. And, if an employee elects optional life insurance for himself/herself, he/she can purchase additional dependent life insurance coverage.

Accidental death and dismemberment insurance - AD&D covers employees if they die or are seriously injured in an accident. McDonald's provides AD&D coverage equal to two times the employee's base salary. If the employee elects additional life insurance coverage, he/she automatically has an equal amount of optional AD&D coverage at no extra cost.

Travel and business travel accident insurance - McDonald's provides travel accident coverage of two times an employee's base salary at no cost to employees. Travel accident insurance pays benefits in the event of an accident when traveling for either business or personal reasons. McDonald's also provides business travel accident insurance coverage for employees traveling on company business, also at no cost. Depending on the employee's position, this coverage is either $100,000 or $200,000 and is in addition to travel accident coverage.

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15y ago
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9y ago

Everything sold at McDonald's can be a part of a healthy, balanced diet when eaten daily. in fact, studies show that eating McDonalds daily can make you lose weight. i lost two-and-a-half stone!

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9y ago

McDonald's is not healthy. Most of their foods are fried, and loaded with preservatives and additives. The healthiest food they serve is salad, but it is probably loaded with preservatives so it won't get brown and unappetizing-looking.

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Q: What are McDonald's Health Benefits?
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