What are car insurance laws in California if someone hits me and they are at fault?
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?
If someone hits your car and you have no insurance will their insurance cover your car if they were totally at fault?
If someone hits you and it is their fault will their insurance cover your damage if your license is suspended?
What can you do if someone hits your car from behind and totals it but you dont have insurance and they do?
In ontario, The person that hits you's insurance has Accident benifits, and they will pay for your medical bills if they were at fault. But if you were drviing without insurance.. consider yourself screwed. Pretty much the same in most states in the U.S. If they were at fault their insurance may pay for your damages but you can still be fined for driving without coverage, license suspended or revoked etc.
If someone with auto insurance hits your car do you still need to report to your own auto insurance?
It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault…
If a car hits your parked car do you have to accept what their insurance appraiser offers you in payment to repair your car even if it is not enough?
If someone hits your car and you have pl-pd insurance will their insurance cover your car if they were totally at fault?
Yes. eg: If you have pl/pd, the insurance won't pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car There's the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim…
When a driver has no driver's license or insurance but driving a car that is insured and someone hits them who is responsible?
What does the insurance do when you are still paying on a truck and someone hits you and it gets totaled?
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
In Ontario parking lots are private property and do not fall under the highway traffic act. Given this Ontario also has whats called no-fault insurance, meaning if 2 people are in an accident in a parking lot, person 1's insurance covers person 1 and person 2's insurance covers person 2. If there are evidence who can mention who was in fault while accident happens, then only you can decide on this. But if your car…
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
Person rents a vehicle and denies rental company's insurance drives off without any kind of insurance theirs or personal and hits you If you don't have UM who's liable?
The person who is at fault in the accident is liable for the damages. If they have an insurance policy to pay on their behalf then the at fault person may not have to pay out of their own pocket for the damages. However if the at fault person has no insurance then they are personally responsible for the damage caused. In the case where the at fault person has no coverage and the not-at-fault…
If someone hits your car and they're at fault but never turn it into their ins co does their ins co still pay for your repairs?
Are you at fault if another driver hits you and it is their fault but your insurance lapsed 10 days ago?
The determination of fault is made by the investigating officer. Although you may not have received a citation, you may have been determined to be marginally at fault. Many states assign fault on a percentage basis. The officers report often has notation codes in the margins that further describe his/her findings. If, in fact, you are determined to be 100% "not at fault", the other driver will be reqiured to pay for the damages to…
Who is at fault when someone is backing out of a driveway and hits a car semi blocking that driveway?
If an insured motorist is at fault and hits an unisured motorist will the insured motorists insurance company pay the expenses of the uninsured person?
No Fault Auto Insurance No Fault Insurance, in true No Fault form, is insurance that covers a stated risk regardless of who was at fault in the event of a covered loss. There is no "True No Fault Auto Insurance" policy however in the United States. In the U.S.A. Many states have implemented a hybrid policy type they refer to as "No Fault Coverage", but the term is actually only applicable to first party medical…
If someone hits your parked car and you call your insurance will your rates go up or will their insurance take care of everything?
Who is at fault if someone enters your private driveway and hits your vehicle while you are backing out?
It is the persons fault for entering your private driveway. Another View: If the collision occurred on private property, the insurance companies of both cars will be involved. As a general rule, the driver of the backing vehicle bears the responsbibility for making sure that he can safely proceed in reverse.