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What are car insurance laws in California if someone hits me and they are at fault?

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2014-10-07 00:13:23
2014-10-07 00:13:23

They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.

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Related Questions


why does someone always need to be at fault. its just an accident, get on with life and claim it on your own insurance, instead of trying to find someone to blame

If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.

The insurance company has no reason to raise your premium, the situation was completely out of your hands.

If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).

You can always file a claim on their policy. If they do not cooperate with their insurance company, the company has to give them the state required days to respond before they make a ruling on fault.

Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.

Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.

If a taxi driver hits you, and its his fault, the cab company's insurance pays.

As long as it is their fault you can go after their insurance.

If it was their fault, their insurance company will cover the damages of your vehicle. I would hope that the person at fault has filed the claim already but you need to make certain. I also hope that a police report was done at the time of the accident.

No Fault means just that. No Fault. However, you could both be cited for the accident, it will have to be determined in Traffic Court by a judge. If they are at fault, the police officer will issue a ticket. No fault insurance doesn't refer to the legality of the accident, only the compensation.

In ontario, The person that hits you's insurance has Accident benifits, and they will pay for your medical bills if they were at fault. But if you were drviing without insurance.. consider yourself screwed. Pretty much the same in most states in the U.S. If they were at fault their insurance may pay for your damages but you can still be fined for driving without coverage, license suspended or revoked etc.

If someone hits a parked car then they are automatically liable.

Contact your insurance company imediately.

If you're backing up, generally, you're the one at fault (regardless of how stupid the other driver is). However, some insurance companies may differ.

generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay

It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle

Almost certainly not. You are in no way at fault, so you should not have to pay for someone else's mistake. Contact your own insurance comany and ask them to discuss the matter with their insurance company.

hits your car or hits you?If you walked out into on-coming traffic then that's your fault. No one can read minds and anticiapte that you will be walking out in front of them.If someone hit your parked car, that's their faultAnswerIt is the guy who hit yous fault!

It's going to be very difficult to claim that it's not the fault of the person who was breaking the law by driving illegally.


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