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It depends on which customer you are. a. The customer who issued the cheque i. As per laws if we issue a cheque without sufficient funds in our account, the person who received the cheque can raise a complaint on us and we can be jailed. But if you offer to pay the due amount to the other person then you may be forgiven. b. The customer who tried to encash the cheque i. As per laws if you are issued a cheque which was returned because of insufficient funds, you can raise a legal complaint (with the police) on the person who issued you that cheque. The law authorities would take steps to ensure that your money is returned or the person who cheated you is sufficiently punished.

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Q: What are consumer rights regarding bounced checks?
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