What are opinions of horizon gold card?

Answer 1

One could easily be scammed in the sense that they have massive amounts of hidden fees, charges and interest rates. You would do well to avoid it.

*Actually the fees are right there in the terms. They want people not reading so then you fall for it. Its not a visa or MasterCard. Its a line of credit for there online store. They report to the major credit bureaus. Most people find it totally useless because they didnt read. Just read and then it doesnt look like a scam. The card is pretty much useless if you wanna use it anywhere but there store. There stuff is alot pretty expensive. So if you need credit that bad. Id spend 500.00 and then pay it back right away. But closing the card only dents your credit score more. Each time you close a credit card your credit score goes down some. So that's why people pay it off and cut it up rather then closing it.