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Q: What are the laws for above ground pools in IowaCan the landlord tell you no to having a pool if you will get renters insurance and a fence?
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What does commercial landlord insurance include?

Commercial Landlord Insurance includes protection for property from the ground up. It's ideal for landlords who rent out properties for commercial use or have a mixed portfolio of commercial and residental buildings.


Will renters insurance cover a in ground pool?

It depends on what you mean, Covered for what kind of loss? Your renters insurance covers your personal property and certain of your liabilities to others, generally the owner of the rented property and your guests. If you somehow accidentally damaged the pool in a home you rented then there may be coverage under the liability portion of your renters insurance policy. If the pool suffered a weather related loss or damage from ground movement or another natural act then that would be covered under the property owners insurance policy. You don't own the pool, the landlord does and if you didn't break it then your not responsible for it beyond whatever agreed maintenance you were to perform. If the pool just needs maintenance, cleaning, repair or servicing then no that's not covered at all as it is not considered a loss, it's just normal expected maintenance that all pools need.


Will your renter's insurance policy be cancelled if you buy a 30-gallon aquarium for your apartment?

Renters Insurance and Pets Most likely it will not effect your renters insurance or your rate simply because your policy would not cover damages that result from your choice of pet.Your renters insurance policy typically excludes coverage for damages and injuries incidental to pet ownership. When it comes to pet fish, Occasional tank leaks and breakage are a normal expected occurrence and would likely not be considered eligible for Hazard coverage.Answer** It depends, you would need to read over your policy to see what the exclusions are. Most likeyl you wont be cancelled but just research your policy or even call your agent and ask them.Another Take It shouldn't really be a problem. It really does depend on your landlord and insurance, but as long as you're not, say, insetting the tank into the wall, or there's a high risk of permanent water damage to the floor and wall, you should be alright. AnswerYou may want to verify with the landlord if you are putting in a large tank, that the structure will be able to support the weight. Or, get a ground floor apartment, where any weight or leak is less likely to become an issue.


What are the Benefits of Ground Lease?

Ground leases offer many advantages to the landlord. A ground lease will usually involve construction or improvements that will be profitable to the landlord. Since the landlord maintains ownership of the land, the landlord can sell the land for a much higher value or pass on the appreciated value of the land to his heirs. There is also a positive advantage of ground lease for tenants. A ground lease allows the tenant ready use of the land avoiding blocking of huge money in a large land purchase. Leasing the land will facilitate the tenant to use funds for more productive expenses.


Could I put in a claim to my homeowners insurance company if my above ground pool collapsed?

You can claim an insurance loss for an above-ground pool only if it was covered by the terms of your insurance policy. Check with your insurance agent.


If you are renting a house and want to set up an above ground pool who's insurance needs to be notified the renters' or the home owners'?

The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.


Does homeowner's insurance cover house foundation damage?

Most home insurance policies do not cover normal and expected ground settling. However, you can check your policy or telephone your insurance agent and find out if you have coverage for ground movement.


Can our landlord make us get rid of your above ground pool?

YES ... he owns the land ... if its not in the lease ... he does not have to allow you to do so ...


What are the laws in Oregon about a tenant having an above ground pool and does the landlord need to acquire any special signs or documentation?

ABOVE GROUND POOLThe owner of the property must take reasonable steps protect the public, esp. small children. But even then if the child climbs a fence and drowns in the pool, the owner is still liable for the child's death. The landlord will have the final say, especially with his insurance. If his insurance forbids mean dogs, pools, or other items, they will not pay any claims for damages caused by forbidden items. If that doesn't help, go on line to the State of Oregon's Legislative Web site and check through they're Landlord/Tenant Laws. You can also call the State Attorney Generals Office. They can give an answer.Good Luck.


Does home insurance cover damage to an above ground pool?

It depends on each individual insurance - always read the small print!


Do you really need a fence for above ground pools?

Only if you want insurance.


Will homeowners insurance cover damage to an in- ground swimming pool caused by excess ground water?

Truly depends on your insurer and what plan you have. But it should.


What do you have to have to not make insurance go up if you have an above ground pool?

A fence around the pool


Does home owners insurance cover foundation cracks from soil shifting?

You'll need to check your policy or contact your insurance agent to find out if you have coverage for ground movement. Most homeowners insurance policies do not provide coverage for damages resulting from ground movement as this normal and expected over the life of a structure.


Where can I learn more about homeowners's insurance?

The best way to learn about homeowners insurance is through your car insurance broker. You can also consult the www.hud.gov website to know the ground rules that such agencies should be following.


What is the difference between life insurance and death and burial insurance?

life will cover you for the long haul/ Death will cover the removal of the dead person and put it in the ground


Does homeowners insurance cover damage to the home caused by collapse of above ground pool?

yes it does.


Does homeowners insurance cover cracked basement walls?

Settlement cracks and cracks from ground shifting are not covered.


Will insurance cover cracked retaining wall?

You will need to check your policy or contact your agent to find out if you have coverage for landscaping, ground movement or ground erosion. Most homeowners insurance policies do not provide coverage for landscaping, damages to structures resulting from from ground movement nor erosion as this is normal and expected. Your home insurance policy typically provides coverage for sudden loss damages resulting from the hazards of Fire, Wind, Hail etc per your policies schedule of covered perils.


How do you start a pet insurance company?

Staring a pet insurance company is extremely time consuming and capital intensive. It will take 2-5 years to get started, you will need to find an insurance company to back you and the average investment is $5mm just to get off the ground.


Can a homeowner purchase an insurance policy to protect an above ground swimming pool from winter damage or can a rider be attached to their current homeowner's insurance policy?

Depending on the insurance company, you may be able to acquire "Collapse of Above-Ground Pool" endorsement. Which covers exactly what it says, the collapse of the above ground pool Check with your agent. The coverage is not cheap either. Here in Chicagoland, about 250 / year SJ I think ours is simply a rider policy. Ours is included in the hurricane coverage!


Do you have to have insurance on your home after you pay the loan off?

In the United States, there is no requirement to have house insurance. However, most banks and lending institutions require you to have insurance while there is an outstanding mortgage on the house. Once you have finished paying off the house, you don't have to maintain the insurance. However, it is a good idea to continue the insurance plan if you can afford it. Without insurance, if your house burns to the ground, you are left with no place to live and no money to purchase or rebuild.


Where is help for tenants victimized by Deceptive Practices under Landlords Bankruptcy transition?

It seems there is no help. There is copious information for the tenant screwed under a landlord in foreclosure, but a dearth of the same in relation to a tenant renting from a landlord who enters into chapter 7 bankruptcy. It is a such a fertile ground for fraud, and deceptive practice.. and yet no where to turn. Any body out there???


Is landlord responsible for septic tank emptying?

It's under the ground of the property, yes. It's deemed a fixture of the property and must be repaired at the expense of the landlord. The issue would lie if such a provision existed in your lease stating that such responsibility is that of the tenant. However, a court would more than likely toss this provision as unconscionable because a tenant that is renting is not assuming the likelihood of damages to something that could not have reasonably inspected (you can't see through the ground).


Will homeowners insurance cover a main beam that's leaning?

What is it leaning from? If it's leaning because of some sort of ground settling, no.