There would be several possible legal issues involved:
It all depends on the terms of the association contract you signed when you bought your property. There are all kinds of arcane language limiting a property owners rights in the HOA's. That's why I never buy property in an HOA.
It is the Homeowners responsibility to provide property hazard insurance under the terms of your mortgage. If the Mortgage company has to purchase it for you then it means your already in violation of your Home Finance Contract and subject to default.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Property and/or homeowners have a Mortgage
You ask the property owner.
Yes, Swedish homeowners are required to pay a municipal property tax on their properties. The tax rate can vary depending on the municipality where the property is located.
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
The maximum property tax deduction available for homeowners in California is 10,000 per year.
No, homeowners insurance excludes vehicles.
Homeowners Insurance Covers your Property. Not criminal activities
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.