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1)Safety:
a) Character (of business and customer)
b) Capacity (of business )
c) Capital (debit to equity ratio)
d) Condition (economic conditions of country)
e) Cash flow (check profit of business and also its variance to determine risk)
2)Liquidity
3)Dispersal
4)Security Save
5)Remuneration
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∙ 11y ago
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What are the principles of good lending?
Read this article on Kalyan City Blog. It lucidly explains general principles of good lending with examples. Visit this page http://kalyan-city.blogspot.com/2010/09/principles-of-good-lending-every-banker.html
What has the author Howard S Noble written?
Howard S. Noble has written: 'Accounting principles' -- subject(s): Accounting, Lending library
What has the author John R Bangs written?
John R. Bangs has written: 'Principles of accounting' 'Accounting for engineers' -- subject(s): Accounting, Engineering, Lending library
What is business lending?
what is lending business?
Statutory lending ratio?
There is no statutory lending ratio.
What is Lending Club's population?
Lending Club operates as an online marketplace for connecting borrowers and investors. It does not have a distinct user base or population in the traditional sense. Users can join the platform as borrowers looking for loans, or as investors looking to fund loans and earn returns.
When was Lending Club created?
Lending Club was created in 2007.
What is inter bank lending?
Banks lending money to other banks.
How is secured lending different from unsecured lending?
Secured lending differs from unsecured lendings in a number of a ways, although there is one big difference between them. A secured lending is such named before the lendee puts up collateral against the debt to the bank. An unsecured lending has no collateral.
Where can one learn about consumer lending?
One learns about consumer lending from the governmental agency dealing with it. It is normally an independent and regulated institute. Consumer lending refers to any type of lending between private individuals.
Is p2p lending?
Peer-to-peer lending (also known as person-to-person lending, peer-to-peer investing, and social lending; abbreviated frequently as P2P is the practice of lending money to previously unrelated individuals or "peers" without the intermediation of traditional financial institutions (banks). It takes place on online lending platforms that are provided by peer-to-peer lending companies on their websites and is facilitated by credit checking tools of varying complexity.
What are the lending policy?
It all depends on who's lending you the money. business have different %
