Chase, woodforest, and 1st convenience
Check
US Bank, sweethearts too! http://mysecondchancebank.com/california has a list of verified banks and credit unions offering second chance checking accounts in California.
Cincinnati Central Credit Union There are many banks that offer promotions for checking accounts for people with negative markings on their chexsystems report. A free consumer organization called "Bad Credit MD" has a pretty large list of them at http://www.badcreditmd.com/second-chance-checking-account/
If a person has outstanding debt or overdrafts they may risk losing their checking account. First they should check with their bank if they are at risk and then if so search other banks for the second chance account and applying for it.
There are several legitimate banks and credit unions that offer second chance checking accounts. Some options you can consider are Chime, BBVA, Wells Fargo, and US Bank. You can apply for these accounts online through their respective websites. Make sure to research and compare the terms and requirements of each before making a decision.
Wamu which is now Chase will remove one overdraft charge per year as a courtesy.
One can find free checking banks in Texas by looking in your local yellowbook. You can also visit their official website and ask where you can find their location.
There are some banks that will aloow this but generally no. Most banks will run all signers on an account and will not allow you to be added to an account if you have been reported to chexsystems, There are some banks that do not use chexsystems at all and others that offer second chance checking.
First Convenience Bank - They are all over Texas, usually in grocery store. They don't use Chex System. Also, Woodforest National Bank offers second chance checking and are very friendly Austino TELCO Credit Union offers a 2nd chance checking and they're very nice folks. Wells Fargo also offers one as well.
woodforest offers second chance
There are many banks that do not use chexsystems and there are some that offer second chance checking and make exceptions for those that have been reported to chexsystems.
There are some banks will not open an account to anyone reproted to chexsystems but yes there are some banks that offer second chance checking and others that make exceptions. There are also some banks that do no use chexsystems at all