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a creditor can only ask to speak and only give information to the person of whom it has an account with. they may not at any time give out any information not even the company from which they are calling to any other parties not specified by the client. once they have made contact with the client or person of interest they may only try to collect monies for the account however they cannot threaten court or any other legal proceeding without orders from the head of the company.

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Q: What can a creditor say in a phone call?
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