There are a number of different factors that insurance companies look at. The biggest ones are if you had a claim for an accident recently or if you received any moving violations (parking tickets don't count). If these don't apply, call your insurance company and ask why your rates went up, they may have had a bad year and raised everyone's rates to offset last years losses.
Insurance companies do not give discounts to bad drivers. If you were given a ticket and the judge said you have to pay that ticket, then your insurance rates do increase.
The rates for new drivers with Progressive Insurance depend on the client. If the client is a teenager, its insurance rates are more likely to be higher due to their inexperience driving.
Yes, however, in most cases their rates will not increase until you get a driver's license. When you only have a learner's permit, it usually will not trigger a rate increase.
Yes, both drivers will see an increase in premiums.
As with any type of violation, a DUI can heavily influence insurance rates. Typically the insurance premium will increase for at least three years. It can also be difficult to obtain insurance after a DUI.
How much increase auto insurance after claim
Teenagers
Check out http://michigancheapcarinsurance.org/ a great site for seekers of insurance in Michigan,with great rates for teenage drivers.
California car insurance rates are higher for drivers under 25. However your rates may be lower depending on your gender and driving record.
An exhibition driving ticket is likely to increase your insurance rates. You need to call your insurance company and let the know about your ticket.
Insurance companies do offer discounted rates for drivers over the age of 50. Some insurance companies require you to take a driving course to receive this discount.
Insurance rates may increase or decrease depending on the driver's track record. Reckless driving leads to higher premiums, just as safe drivers often receive discounts and lower premiums.