I know this isn't an answer, but I thought I would let you know that you aren't alone.
I found out today that my Mom had been denied for student loans, and she is the only person I have to cosign. It feels like the end of the world. It feels like my dreams of going to college are crumbling before my feet. I'm becoming a part of a statistic.
I think the only thing we can do is pray. Pray that somone somewhere will help us. And that maybe right now this seems like the most messed up thing and that this shouldn't be happening, but theres got to be a reason.
Knowing that there must be a reason is the only thing that's keeping me going.
I hope and pray that you can find help too. :D