0
What can you do if you have no credit history and no cosigner and can't get a student loan and are ineligible for the 60 or 70 grants you researched and FAFSA didn't give you half of what you need?
Wiki User
∙ 17y ago
I had a similar problem. I was actually unable to find a solution, and the employees of more than one college financial aid office that I spoke with had NO advice and were not helpful. I have actually been unable to get even HALF as much funding as I need, since Stafford is a joke, if you're going to a University. Also, my parents were ineligible for a Plus loan. I got a little more money as a result of this, but not much. I definitely wish you luck.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
What do you need to qualify for student loans without cosigner?
Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.
Who gets garnished for student loan The borrower or the cosigner?
the borrower
How can you get a 10000 dollar student loan without a cosigner and with a low APR?
Main requirements: Excellent credit, longterm steady verifiable employment, and a history of paying your bills on time.
Is the cosigner of a private student loan hindered from getting other loans?
The cosigner of a private student loan can and will be hindered if late payments occur. Another downside to said cosigner, that is if they are in school, just like most everything else they best have the money to cover these loans in some type of colateral.
How can you get a student loan without a co signer?
You may want to consider a federal student loan as these types do not require a cosigner.
Do average college freshmen need a cosigner when getting Chase student loans?
Most freshman will in fact need a cosigner for loans. The need of a cosigner is dependent on how much good credit history the student has available. So, if for example the student was in their late 20's and had successfully paid all debt prior they would not need a cosigner.
Am I eligible for alternative student loans?
Most private student loans applicants are required to have a cosigner, especially undergraduates or students who don'tt have a steady income or credit history. The cosigner is required to sign the loan document, but the student is the primary borrower. By signing, the cosigner agrees to be fully responsible for repaying the loan if the student does not fulfill his or her obligations.
How can you obtain a student loan without a cosigner?
You can get a federal loan also known as Stanford loan, as it isn't based on your credit history it doesn't need a cosigner. Private loans also don't need credit history and other stuff.
What do you need to qualify for student loans without cosigner?
Student loans are provided without consigner based on needs. For example if you are independent from your parents, you can qualify for student loans without cosigner.
Does a cosigner have to replay a federal student loan if the student dies?
Federal student loans do not currently have cosigners. Parents who take out federal PLUS loans for their kids often think they are a cosigner, when they are actually the sole borrower. All federal student loans are discharged if the student dies.
Who gets garnished for student loan The borrower or the cosigner?
the borrower
What is a creditworthy cosigner for a private student loan?
a secured loan
Is the APR of a student loan determined by the credit of the borrower or that of the cosigner?
The cosigner I believe but check with the loan issuers it's in the details.
Can the borrower of a private student loan change the cosigner during the term of a loan or must she refinance to do that?
AnswerThe short answer is no, you can never change cosigner on a private student loan. If they die, however, it is transferred to you.
Can you get a student loan with no job or a cosigner?
Definitely, you can easily avail student loans without any cosigner with the help of various types of student loans programs available online. You don't have to be employed in order to get student loans. If you don't have any job then it doesn't matter even then you can get this loan. If you search online you will find various types of private lenders like Sallie Mae, Chase, Wells Fargo etc who offers loans to students without any cosigner. So, you can contact any of them and can get private student loans no cosigner.
How can you get a student loan with no cosigner and only 1 year of employment?
It is very possible to get a student loan with no cosigner and only 1 year of employment. The best solution would be to apply for a federal stafford loan.
How can you get a 10000 dollar student loan without a cosigner and with a low APR?
Main requirements: Excellent credit, longterm steady verifiable employment, and a history of paying your bills on time.
