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Two very important things, respond to the summons, and make certain to claim all the property exemptions that are allowed in accordance with the state laws where you live. If you own a home make sure the homestead exemption has been properly filed if it is required. The homestead exemption is what protects the equity in the primary residence and keeps creditors from using a lien to execute a forced sale of the property. If a lawsuit is not defended, and exemption claims are not filed, the defendant loses the case by default. This could result in the loss of real and personal property that would otherwise have been exempted from creditor attachment.

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โˆ™ 2009-07-10 13:19:34
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Q: What can you do if your credit card company is suing you for nonpayment?
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Related Questions

How long before credit card company sues for nonpayment?

Generally, it will sue (or sell the debt to someone who will sue) within the statute of limitations for suing on a credit card debt in your state. This is often 5 years, but it can be less or more.

What can happen if i don't pay my credit card bills?

If you don't pay your credit card bill, the company may put the nonpayment on your credit report. Also, the credit company may sue you in court.

Is there a statute of limitations on suing someone for credit card credit?

one year

If you have both checking and credit cards with the same bank can the bank freeze your checking for nonpayment of the credit card?


Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?

Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.

Can a company charge your credit card without permission?

No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.

Can you be turned down for a credit card that you had claimed on a Ch 7 because of nonpayment if your credit is now good?

Yes. Credit card companies have no obligation to offer an account to anyone they believe could be a future "risk."

Who should you call if a credit card company listed you as deceased on your credit report?

You should call the credit card company.

How do you find out if your company is eligible for credit card for fair credit?

In order to find out whether or not your company is eligible for this or not, you are going to have to contact the credit card company and ask if you are.

Is credit card company a common noun or proper noun?

The term 'credit card company' is a commonnoun, a general term for any credit card company.A proper noun is the name of a specific credit card company, such as American Express, Capital One, Citibank, etc.

With a 594 credit score can you get a credit card?

no. most of credit card company will decline you appilication.

Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?

That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.

How do you get a credit card?

1. Inquire to the customer service of the credit card company or you can go directly to the credit card company such as Citibank.2. Ask about what are the requirement in applying a credit card3. You need to know also the credibility of the credit card company if they have good records.4. If you know the details about the credit card company, you go directly and ask about the guidelines, terms and conditions.5. Submit the necessary requirement , usually the credit card company conducts a CI (credit investigation) into your information if you pass their requirements.More adviceFirst of all, make sure that you meet the age requirements to get a credit card. Then decide why you want to get a credit card (to get a cash back from purchases, etc.) After that you can go to a bank, a credit card company, browse "credit card applications" online and find a site where you can apply for a card.To be approved for a card, you should apply for a credit card according to your credit rating.Yes, you can have credit card if you are qualified for one.

Can a credit card company contact your parents who have nothing to do with the credit card?


Can a credit card company deny you purchases if someone else at your address is delinquent with the same company?

It depends on the terms and conditions of the credit card company. Ask them to send you a copy if you do not have the one that came with your credit card.

How much is the limit available for a balance transfer for your credit card?

This amount is different for everyone and depends on your specific credit card, credit history, credit card company, etc. The best way to find out what your limit is is to contact your credit card company directly.

Can a company charge fees to credit card without permission? need to call your credit card company and file a complaint.

Where can I get information on a company credit card?

There are dozens of reliable sources to get further information and input on a company credit card such as checking out Master card or even discover card.

What is the procedure to Surrender a credit card?

You can simply write to the credit card company and close your account. Then you can cut up your credit card.

What does it mean you are qualified for a credit card?

It means a credit card company wants to put you into debt by giving you a credit card you can use.

What is a commercial credit card?

A commercial credit card is one that is issued to a company or business. It normally shows the users name and the company name on the card.

Which company provides consumer credit card counseling?

The Consumer Credit company offers consumer credit card counsesling on how to reduce your credit card debt on their website or on their phone number 800 769 3571.

Can you charge on a credit card that is in your bankruptcy AFTER actually filing bankruptcy?

"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."

Can a motorcycle purchased on credit card be repossessed?

A motorcycle that was paid for on a credit card can not be repossessed considering the credit card company paid the dealer. You must pay the card company back though or they can take you to court.

Can I get credit from Home Depot?

Yes home depot does have a credit card for its company but it does depend on your credit score and your credit history on if you can get the credit card