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What can you do if your credit card company is suing you for nonpayment?

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Wiki User
2009-07-10 13:19:34

Two very important things, respond to the summons, and make

certain to claim all the property exemptions that are allowed in

accordance with the state laws where you live. If you own a home

make sure the homestead exemption has been properly filed if it is

required. The homestead exemption is what protects the equity in

the primary residence and keeps creditors from using a lien to

execute a forced sale of the property. If a lawsuit is not

defended, and exemption claims are not filed, the defendant loses

the case by default. This could result in the loss of real and

personal property that would otherwise have been exempted from

creditor attachment.

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