What cause the passenger and driver ceiling light plus the car clock dead.i've checked the driver side fuse and all is still in good condition.Spectra 03'5doors?

There is a second fuse panel in the engine compartment on the driver's side. Its pretty big, so it won't be hard to find. There is a diagram the shows what fuses are where, but not what they do. That info you will have to get from the owner's manual. Look for one that deals with dome lights, courtesy lights, or clock.